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Cost of Living Comparison 2026

📍 Midwest City, OK — ZIP-level rent data · COL adjusted from Oklahoma City, OK area

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Numbers update automatically as you type

You'd spend $1.9K/month more in Phoenix, AZ

$150.0K in your current city equals $172.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
↑ 25.4%
More expensive
Monthly Impact
$1,904
Extra cost
Annual Impact
$22.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Midwest City, OK

Population:58K
Cost Index:100
Median Home:$177K

Phoenix, AZ

Population:1608K
Cost Index:125
Median Home:$414K

Midwest City, OK

The Sooner State

58K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 58K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Midwest City, OK vs Phoenix, AZ

🏠Housing
↑ 70.3%
Midwest City, OK
$1,637
Phoenix, AZ
$2,788
Difference
$1,151
more
🚗Transportation
↑ 23.9%
Midwest City, OK
$1,202
Phoenix, AZ
$1,489
Difference
$287
more
📦Other
↑ 11.5%
Midwest City, OK
$1,505
Phoenix, AZ
$1,677
Difference
$173
more
🛒Groceries
↑ 10.1%
Midwest City, OK
$875
Phoenix, AZ
$963
Difference
$88.53
more
⚡All Utilities
↑ 11.1%
Midwest City, OK
$505
Phoenix, AZ
$561
Difference
$56.26
more
🏥Healthcare
↑ 9.7%
Midwest City, OK
$536
Phoenix, AZ
$589
Difference
$52.25
more

🏠Rent Comparison

Studio
From$756
To$1,390
↑ $634
1 Bed
From$824
To$1,510
↑ $686
2 Bed
From$1,005
To$1,750
↑ $745
3 Bed
From$1,355
To$2,330
↑ $975
Midwest City, OKZIP-level data

1BR range: $960–$1,090/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,260
Monthly in Midwest City, OK
$8,068
Monthly in Phoenix, AZ
$1,808
Difference

Home Values

Midwest City
Phoenix
$177K
Median Value
$414K
↓ -0.2%
YoY Change
↓ -3.1%
↑ +34.7%
5-Year Change
↑ +30.2%
$142K - $212K
Price Range
$274K - $957K

Homes in Phoenix are 134% more expensive than Midwest City

Calculate payment - Midwest CityCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.0K
Per year
Monthly Difference
$171
More take-home
Effective Rate Diff
1.4%
Rate difference

Midwest City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Midwest City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Midwest City
Phoenix
52 Moderate
Air Quality
77 Moderate
47%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.1°F
2050 Outlook
▲+2.7°F
67 days
Heat Days >95°F
162 days
▲+3.1°F
2050 Outlook
▲+2.7°F
67 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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