Milaca, MN vs Rush City, MN: Cost of Living

Which city costs less?

Rush City, MN has a modeled overall cost index 1.8% higher than Milaca, MN.

Milaca, MN · modeled 2BR rent
$1,520 / month
Rush City, MN · modeled 2BR rent
$1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Milaca, MN and Rush City, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $161/month in Rush City, MN

$150,000 in your current city has a modeled equivalent of $151,933 in Rush City, MN

Regional cost estimates: Milaca, MN uses Minneapolis, MN. Rush City, MN uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.8%
More expensive
Monthly Impact
$161
Extra cost
Annual Impact
$1.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Milaca, MN

Population:3K
Cost Index:
91.2
100 = national average
Typical Home:$312K

Rush City, MN

Population:3K
Cost Index:
92.8
100 = national average
Typical Home:$302K

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Milaca, MN

The North Star State

3K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 3K residents.

Rush City, MN

The North Star State

3K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Milaca, MN vs Rush City, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 4.7%
Milaca, MN
$1,266
Rush City, MN
$1,325
Difference
$59.70
more
Other
↑ 1.8%
Milaca, MN
$1,628
Rush City, MN
$1,656
Difference
$28.54
more
Groceries
↑ 2.3%
Milaca, MN
$1,028
Rush City, MN
$1,051
Difference
$23.96
more
Housing
↑ 0.8%
Milaca, MN
$2,317
Rush City, MN
$2,337
Difference
$19.43
more
Healthcare
↑ 2.3%
Milaca, MN
$755
Rush City, MN
$772
Difference
$17.59
more
All Utilities
↑ 2.3%
Milaca, MN
$507
Rush City, MN
$519
Difference
$11.83
more

🏠Rent Comparison

Studio
From$1,100
To$1,100
→ $0
1 Bed
From$1,250
To$1,250
→ $0
2 Bed
From$1,520
To$1,520
→ $0
3 Bed
From$2,020
To$2,020
→ $0
Milaca, MNZIP-level data

1BR range: $1,250–$1,250/mo

Rush City, MNZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Milaca, MN
$7,661
Monthly in Rush City, MN
$161
Difference

Home Values

Milaca
Rush City
$312K
Median Value
$302K
↑ +3.7%
YoY Change
↑ +1%
↑ +30.8%
5-Year Change
↑ +26.8%

Homes in Rush City are 3% less expensive than Milaca

Calculate payment - MilacaCalculate payment - Rush City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Milaca, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Rush City, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Milaca, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Rush City, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Milaca
Rush City
42 Good
Air Quality
36 Good
66.4%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+3.7°F
14 days
Heat Days >95°F
14 days
▲+3.6°F
2050 Outlook
▲+3.7°F
14 days
Heat Days >95°F
14 days

Before moving from Milaca, MN to Rush City, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rush City, MN for the same bedroom count and included utilities as your home in Milaca, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Milaca to Rush City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rush City, MN by cost, housing, population and region.

Frequently Asked Questions: Milaca, MN vs Rush City, MN

How do the cost estimates for Milaca, MN and Rush City, MN compare?

Rush City, MN has a modeled overall cost index 1.8% higher than Milaca, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Milaca, MN, the model estimates $151,933 in Rush City, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Milaca, MN and Rush City, MN?

The modeled two-bedroom rents are $1,520/month in Milaca, MN and $1,520/month in Rush City, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Milaca, MN on a $150.0K salary

1.St. Louis, MO
Save $215/mo
2.Indianapolis, IN
Save $185/mo
3.Pittsburgh, PA
Save $9.36/mo

Similar cost to Rush City, MN

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