Is Austin, TX cheaper than Mililani Town, HI?

Based on cost of living data, Austin, TX is 43.5% cheaper than Mililani Town, HI. This translates to saving $3265 per month.

What salary do I need in Austin, TX to live like I do in Mililani Town, HI?

If you earn $150,000 in Mililani Town, HI, you'd need approximately $110,816.417 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Mililani Town, HI and Austin, TX?

Housing in Austin, TX is 56.2% cheaper than in Mililani Town, HI. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,330/month in Mililani Town, HI.

How much can I save per month by moving from Mililani Town, HI to Austin, TX?

Moving from Mililani Town, HI to Austin, TX could save you approximately $3265 per month, or $39184 per year, based on a $150,000 salary.

Mililani Town, HI vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Mililani Town, HI — COL adjusted from Honolulu, HI area + state data

Current salary in Mililani Town, HI

Numbers update automatically as you type

You'd save $3.3K/month moving to Austin, TX

$150.0K in your current city equals $110.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 43.5%

Less expensive

Monthly Impact

$3,265

Savings

Annual Impact

$39.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mililani Town, HI

Population:28K

Cost Index:100

Median Home:$657K

Austin, TX

Population:979K

Cost Index:56

Median Home:$558K

Mililani Town, HI

The Aloha State

28K

Population

State Tax

Yes

Located in Hawaii, this city has a population of 28K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Mililani Town, HI vs Austin, TX

Category	Mililani Town, HI	Austin, TX	Difference	Change
🏠Housing	$6,588/mo	$2,885/mo	↓ $3,703less	56.2%
🛒Groceries	$1,622/mo	$959/mo	↓ $663less	40.9%
🚗Transportation	$1,730/mo	$1,284/mo	↓ $446less	25.8%
⚡All Utilities	$898/mo	$541/mo	↓ $357less	39.7%
🏥Healthcare	$687/mo	$589/mo	↓ $98.09less	14.3%
📦Other	$1,835/mo	$1,741/mo	↓ $94.45less	5.1%

🏠Housing

↓ 56.2%

Mililani Town, HI

$6,588

Austin, TX

$2,885

Difference

$3,703

less

🛒Groceries

↓ 40.9%

Mililani Town, HI

$1,622

Austin, TX

$959

Difference

$663

less

🚗Transportation

↓ 25.8%

Mililani Town, HI

$1,730

Austin, TX

$1,284

Difference

$446

less

⚡All Utilities

↓ 39.7%

Mililani Town, HI

$898

Austin, TX

$541

Difference

$357

less

🏥Healthcare

↓ 14.3%

Mililani Town, HI

$687

Austin, TX

$589

Difference

$98.09

less

📦Other

↓ 5.1%

Mililani Town, HI

$1,835

Austin, TX

$1,741

Difference

$94.45

less

🏠Rent Comparison

Studio

From$1,486

To$1,585

↑ $99.00

1 Bed

From$1,768

To$1,685

↓ $83.00

2 Bed

From$2,330

To$1,995

↓ $335

3 Bed

From$3,374

To$2,525

↓ $849

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,360

Monthly in Mililani Town, HI

$7,998

Monthly in Austin, TX

$5,362

Difference

Home Values

Mililani Town

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.6K

Per year

Monthly Difference

$969

More take-home

Effective Rate Diff

7.8%

Rate difference

Mililani Town, HI

Federal Income Tax

Effective: 18.9%

$25.5K

Hawaii State Tax

Effective: 7.8%

$11.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 32.4%

$48.6K

Take-Home Pay

$8,446/month

$101.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Mililani Town, HI Tax Rates

Sales Tax:4.5%

Property Tax:0.3%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.