Is Phoenix, AZ cheaper than Mililani Town, HI?

Based on cost of living data, Phoenix, AZ is 43.4% cheaper than Mililani Town, HI. This translates to saving $3257 per month.

What salary do I need in Phoenix, AZ to live like I do in Mililani Town, HI?

If you earn $150,000 in Mililani Town, HI, you'd need approximately $110,915.089 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Mililani Town, HI and Phoenix, AZ?

Housing in Phoenix, AZ is 57.7% cheaper than in Mililani Town, HI. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,330/month in Mililani Town, HI.

How much can I save per month by moving from Mililani Town, HI to Phoenix, AZ?

Moving from Mililani Town, HI to Phoenix, AZ could save you approximately $3257 per month, or $39085 per year, based on a $150,000 salary.

Mililani Town, HI vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Mililani Town, HI — COL adjusted from Honolulu, HI area + state data

Current salary in Mililani Town, HI

Numbers update automatically as you type

You'd save $3.3K/month moving to Phoenix, AZ

$150.0K in your current city equals $110.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 43.4%

Less expensive

Monthly Impact

$3,257

Savings

Annual Impact

$39.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mililani Town, HI

Population:28K

Cost Index:100

Median Home:$657K

Phoenix, AZ

Population:1608K

Cost Index:57

Median Home:$414K

Mililani Town, HI

The Aloha State

28K

Population

State Tax

Yes

Located in Hawaii, this city has a population of 28K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Mililani Town, HI vs Phoenix, AZ

Category	Mililani Town, HI	Phoenix, AZ	Difference	Change
🏠Housing	$6,588/mo	$2,788/mo	↓ $3,799less	57.7%
🛒Groceries	$1,622/mo	$963/mo	↓ $659less	40.6%
⚡All Utilities	$898/mo	$561/mo	↓ $337less	37.5%
🚗Transportation	$1,730/mo	$1,489/mo	↓ $241less	13.9%
📦Other	$1,835/mo	$1,677/mo	↓ $158less	8.6%
🏥Healthcare	$687/mo	$589/mo	↓ $98.09less	14.3%

🏠Housing

↓ 57.7%

Mililani Town, HI

$6,588

Phoenix, AZ

$2,788

Difference

$3,799

less

🛒Groceries

↓ 40.6%

Mililani Town, HI

$1,622

Phoenix, AZ

$963

Difference

$659

less

⚡All Utilities

↓ 37.5%

Mililani Town, HI

$898

Phoenix, AZ

$561

Difference

$337

less

🚗Transportation

↓ 13.9%

Mililani Town, HI

$1,730

Phoenix, AZ

$1,489

Difference

$241

less

📦Other

↓ 8.6%

Mililani Town, HI

$1,835

Phoenix, AZ

$1,677

Difference

$158

less

🏥Healthcare

↓ 14.3%

Mililani Town, HI

$687

Phoenix, AZ

$589

Difference

$98.09

less

🏠Rent Comparison

Studio

From$1,486

To$1,390

↓ $96.00

1 Bed

From$1,768

To$1,510

↓ $258

2 Bed

From$2,330

To$1,750

↓ $580

3 Bed

From$3,374

To$2,330

↓ $1,044

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,360

Monthly in Mililani Town, HI

$8,068

Monthly in Phoenix, AZ

$5,292

Difference

Home Values

Mililani Town

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.4K

Per year

Monthly Difference

$533

More take-home

Effective Rate Diff

4.3%

Rate difference

Mililani Town, HI

Federal Income Tax

Effective: 18.9%

$25.5K

Hawaii State Tax

Effective: 7.8%

$11.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 32.4%

$48.6K

Take-Home Pay

$8,446/month

$101.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Mililani Town, HI Tax Rates

Sales Tax:4.5%

Property Tax:0.3%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.