Mill Valley, CA vs Millbrae, CA: Cost of Living

Which city costs less?

Millbrae, CA has a modeled overall cost index 1.1% higher than Mill Valley, CA.

Mill Valley, CA · modeled 2BR rent: $3,960 / month
Millbrae, CA · modeled 2BR rent: $4,380 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mill Valley, CA and Millbrae, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Mill Valley, CA

Numbers update automatically as you type

Estimated extra cost: $75.00/month in Millbrae, CA

$150,000 in your current city has a modeled equivalent of $150,900 in Millbrae, CA

Regional cost estimates: Mill Valley, CA uses Oakland, CA. Millbrae, CA uses Oakland, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.1%

More expensive

Monthly Impact

$75.00

Extra cost

Annual Impact

$900

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mill Valley, CA

Population:14K

Cost Index:

152.6

100 = national average

Typical Home:$1.96M

Millbrae, CA

Population:22K

Cost Index:

154.3

100 = national average

Typical Home:$1.96M

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Mill Valley, CA

The Golden State

14K

Population

State Tax

Yes

Located in California, this city has a population of 14K residents.

Millbrae, CA

The Golden State

22K

Population

State Tax

Yes

Located in California, this city has a population of 22K residents.

Cost Breakdown by Category

Estimated monthly spending: Mill Valley, CA vs Millbrae, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Mill Valley, CA	Millbrae, CA	Difference	Change
Housing	$3,671/mo	$3,712/mo	↑ $40.60more	1.1%
Transportation	$1,283/mo	$1,297/mo	↑ $14.19more	1.1%
Other	$1,115/mo	$1,127/mo	↑ $12.33more	1.1%
Groceries	$717/mo	$721/mo	↑ $3.95more	0.6%
Healthcare	$437/mo	$439/mo	↑ $2.41more	0.6%
All Utilities	$277/mo	$279/mo	↑ $1.53more	0.6%

Housing

↑ 1.1%

Mill Valley, CA

$3,671

Millbrae, CA

$3,712

Difference

$40.60

Transportation

↑ 1.1%

Mill Valley, CA

$1,283

Millbrae, CA

$1,297

Difference

$14.19

Other

↑ 1.1%

Mill Valley, CA

$1,115

Millbrae, CA

$1,127

Difference

$12.33

Groceries

↑ 0.6%

Mill Valley, CA

$717

Millbrae, CA

$721

Difference

$3.95

Healthcare

↑ 0.6%

Mill Valley, CA

$437

Millbrae, CA

$439

Difference

$2.41

All Utilities

↑ 0.6%

Mill Valley, CA

$277

Millbrae, CA

$279

Difference

$1.53

🏠Rent Comparison

Studio

From$2,730

To$3,020

↑ $290

1 Bed

From$3,270

To$3,620

↑ $350

2 Bed

From$3,960

To$4,380

↑ $420

3 Bed

From$5,060

To$5,590

↑ $530

Mill Valley, CAZIP-level data

1BR range: $3,270–$3,270/mo

Millbrae, CAZIP-level data

1BR range: $3,620–$3,620/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Mill Valley, CA

$7,575

Monthly in Millbrae, CA

$75.00

Difference

Home Values

Mill Valley

Millbrae

$1.96M

Median Value

$1.96M

↑ +0.9%

YoY Change

↑ +3%

↑ +16.8%

5-Year Change

↑ +21.5%

Calculate payment - Mill Valley Calculate payment - Millbrae

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Mill Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Millbrae, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Mill Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Millbrae, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mill Valley

Millbrae

49 Good

Air Quality

49 Good

53%

Good Air Days

53%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🔥🌊🌅

▲+1.9°F

2050 Outlook

▲+1.9°F

2 days

Heat Days >95°F

2 days

▲+1.9°F

2050 Outlook

▲+1.9°F

2 days

Heat Days >95°F

2 days

Before moving from Mill Valley, CA to Millbrae, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Millbrae, CA for the same bedroom count and included utilities as your home in Mill Valley, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mill Valley to Millbrae moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Millbrae, CA by cost, housing, population and region.

Frequently Asked Questions: Mill Valley, CA vs Millbrae, CA

How do the cost estimates for Mill Valley, CA and Millbrae, CA compare?

Millbrae, CA has a modeled overall cost index 1.1% higher than Mill Valley, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mill Valley, CA, the model estimates $150,900 in Millbrae, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mill Valley, CA and Millbrae, CA?

The modeled two-bedroom rents are $3,960/month in Mill Valley, CA and $4,380/month in Millbrae, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.