Millersville, PA vs Canandaigua, NY: Cost of Living

Which city costs less?

Canandaigua, NY has a modeled overall cost index 14.1% lower than Millersville, PA.

Millersville, PA · modeled 2BR rent: $2,000 / month
Canandaigua, NY · modeled 2BR rent: $1,805 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Millersville, PA and Canandaigua, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Millersville, PA

Numbers update automatically as you type

Estimated savings: $1,103/month in Canandaigua, NY

$150,000 in your current city has a modeled equivalent of $136,766 in Canandaigua, NY

Regional cost estimates: Millersville, PA uses Baltimore, MD. Canandaigua, NY uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 14.1%

Less expensive

Monthly Impact

$1,103

Savings

Annual Impact

$13.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Millersville, PA

Population:9K

Cost Index:

94.6

100 = national average

Typical Home:$346K

Canandaigua, NY

Population:10K

Cost Index:

81.3

100 = national average

Typical Home:$327K

Planning the move to Canandaigua?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Millersville, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 9K residents.

Canandaigua, NY

The Empire State

10K

Population

State Tax

Yes

Located in New York, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Millersville, PA vs Canandaigua, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Millersville, PA	Canandaigua, NY	Difference	Change
Housing	$2,532/mo	$1,549/mo	↓ $984less	38.8%
Groceries	$1,040/mo	$964/mo	↓ $76.08less	7.3%
All Utilities	$579/mo	$523/mo	↓ $56.83less	9.8%
Healthcare	$562/mo	$603/mo	↑ $41.12more	7.3%
Transportation	$1,245/mo	$1,216/mo	↓ $28.41less	2.3%
Other	$1,541/mo	$1,542/mo	↑ $1.05more	0.1%

Housing

↓ 38.8%

Millersville, PA

$2,532

Canandaigua, NY

$1,549

Difference

$984

less

Groceries

↓ 7.3%

Millersville, PA

$1,040

Canandaigua, NY

$964

Difference

$76.08

less

All Utilities

↓ 9.8%

Millersville, PA

$579

Canandaigua, NY

$523

Difference

$56.83

less

Healthcare

↑ 7.3%

Millersville, PA

$562

Canandaigua, NY

$603

Difference

$41.12

Transportation

↓ 2.3%

Millersville, PA

$1,245

Canandaigua, NY

$1,216

Difference

$28.41

less

Other

↑ 0.1%

Millersville, PA

$1,541

Canandaigua, NY

$1,542

Difference

$1.05

🏠Rent Comparison

Studio

From$1,440

To$1,280

↓ $160

1 Bed

From$1,600

To$1,445

↓ $155

2 Bed

From$2,000

To$1,805

↓ $195

3 Bed

From$2,590

To$2,175

↓ $415

Millersville, PAZIP-level data

1BR range: $1,600–$1,600/mo

Canandaigua, NYZIP-level data

1BR range: $1,290–$1,600/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Millersville, PA

$6,397

Monthly in Canandaigua, NY

$1,103

Difference

Home Values

Millersville

Canandaigua

$346K

Median Value

$327K

↑ +4.4%

YoY Change

↑ +4.4%

↑ +42.2%

5-Year Change

↑ +44.1%

$346K

Price Range

$307K - $347K

Homes in Canandaigua are 5% less expensive than Millersville

Calculate payment - Millersville Calculate payment - Canandaigua

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.9K

More taxes

Monthly Difference

$412

Less take-home

Effective Rate Diff

3.3%

Rate difference

Millersville, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Canandaigua, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Millersville, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

Canandaigua, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Millersville

Canandaigua

45 Good

Air Quality

N/A

65.6%

Good Air Days

95 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.0°F

2050 Outlook

▲+2.9°F

30 days

Heat Days >95°F

15 days

▲+3.0°F

2050 Outlook

▲+2.9°F

30 days

Heat Days >95°F

15 days

Before moving from Millersville, PA to Canandaigua, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Canandaigua, NY for the same bedroom count and included utilities as your home in Millersville, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Millersville to Canandaigua moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Canandaigua, NY by cost, housing, population and region.

Frequently Asked Questions: Millersville, PA vs Canandaigua, NY

How do the cost estimates for Millersville, PA and Canandaigua, NY compare?

Canandaigua, NY has a modeled overall cost index 14.1% lower than Millersville, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Millersville, PA, the model estimates $136,766 in Canandaigua, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Millersville, PA and Canandaigua, NY?

The modeled two-bedroom rents are $2,000/month in Millersville, PA and $1,805/month in Canandaigua, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and New York on TaxTakeHome.com