Is St. Louis, MO cheaper than Millville, NJ?

Based on cost of living data, St. Louis, MO is 5.0% cheaper than Millville, NJ. This translates to saving $374 per month.

What salary do I need in St. Louis, MO to live like I do in Millville, NJ?

If you earn $150,000 in Millville, NJ, you'd need approximately $145,517.95 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Millville, NJ and St. Louis, MO?

Housing in St. Louis, MO is 0.6% cheaper than in Millville, NJ. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,254/month in Millville, NJ.

How much can I save per month by moving from Millville, NJ to St. Louis, MO?

Moving from Millville, NJ to St. Louis, MO could save you approximately $374 per month, or $4482 per year, based on a $150,000 salary.

Millville, NJ vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Millville, NJ — ZIP-level rent data · COL adjusted from Philadelphia, PA area

Current salary in Millville, NJ

Numbers update automatically as you type

You'd save $374/month moving to St. Louis, MO

$150.0K in your current city equals $145.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.0%

Less expensive

Monthly Impact

$374

Savings

Annual Impact

$4.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Millville, NJ

Population:27K

Cost Index:100

Median Home:$250K

St. Louis, MO

Population:302K

Cost Index:95

Median Home:$145K

Millville, NJ

The Garden State

27K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 27K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Millville, NJ vs St. Louis, MO

Category	Millville, NJ	St. Louis, MO	Difference	Change
🛒Groceries	$1,050/mo	$949/mo	↓ $101less	9.6%
🚗Transportation	$1,285/mo	$1,216/mo	↓ $69.57less	5.4%
🏥Healthcare	$578/mo	$527/mo	↓ $50.90less	8.8%
⚡All Utilities	$577/mo	$535/mo	↓ $41.42less	7.2%
🏠Housing	$1,883/mo	$1,871/mo	↓ $12.21less	0.6%
📦Other	$1,605/mo	$1,607/mo	↑ $1.63more	0.1%

🛒Groceries

↓ 9.6%

Millville, NJ

$1,050

St. Louis, MO

$949

Difference

$101

less

🚗Transportation

↓ 5.4%

Millville, NJ

$1,285

St. Louis, MO

$1,216

Difference

$69.57

less

🏥Healthcare

↓ 8.8%

Millville, NJ

$578

St. Louis, MO

$527

Difference

$50.90

less

⚡All Utilities

↓ 7.2%

Millville, NJ

$577

St. Louis, MO

$535

Difference

$41.42

less

🏠Housing

↓ 0.6%

Millville, NJ

$1,883

St. Louis, MO

$1,871

Difference

$12.21

less

📦Other

↑ 0.1%

Millville, NJ

$1,605

St. Louis, MO

$1,607

Difference

$1.63

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Millville, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$961

To$910

↓ $51.00

1 Bed

From$1,030

To$950

↓ $80.00

2 Bed

From$1,254

To$1,160

↓ $94.00

3 Bed

From$1,723

To$1,490

↓ $233

Millville, NJZIP-level data

1BR range: $1,340–$1,340/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,979

Monthly in Millville, NJ

$6,705

Monthly in St. Louis, MO

$273

Difference

Home Values

Millville

St. Louis

$250K

Median Value

$145K

↑ +2.1%

YoY Change

↓ -0.8%

↑ +59.2%

5-Year Change

↑ +10.9%

$250K

Price Range

$38K - $302K

Homes in St. Louis are 42% less expensive than Millville

Calculate payment - Millville Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

Millville, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Millville, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.