Is Nashville, TN cheaper than Milpitas, CA?

Based on cost of living data, Nashville, TN is 38.7% cheaper than Milpitas, CA. This translates to saving $2900 per month.

What salary do I need in Nashville, TN to live like I do in Milpitas, CA?

If you earn $150,000 in Milpitas, CA, you'd need approximately $115,204.753 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Milpitas, CA and Nashville, TN?

Housing in Nashville, TN is 60.5% cheaper than in Milpitas, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $3,145/month in Milpitas, CA.

How much can I save per month by moving from Milpitas, CA to Nashville, TN?

Moving from Milpitas, CA to Nashville, TN could save you approximately $2900 per month, or $34795 per year, based on a $150,000 salary.

Milpitas, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Milpitas, CA — ZIP-level rent data · COL adjusted from Fremont, CA area

Current salary in Milpitas, CA

Numbers update automatically as you type

You'd save $2.9K/month moving to Nashville, TN

$150.0K in your current city equals $115.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 38.7%

Less expensive

Monthly Impact

$2,900

Savings

Annual Impact

$34.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Milpitas, CA

Population:77K

Cost Index:100

Median Home:$1.44M

Nashville, TN

Population:689K

Cost Index:61

Median Home:$489K

Milpitas, CA

The Golden State

77K

Population

State Tax

Yes

Located in California, this city has a population of 77K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Milpitas, CA vs Nashville, TN

Category	Milpitas, CA	Nashville, TN	Difference	Change
🏠Housing	$6,713/mo	$2,651/mo	↓ $4,062less	60.5%
🛒Groceries	$1,116/mo	$949/mo	↓ $166less	14.9%
📦Other	$1,781/mo	$1,942/mo	↑ $160more	9.0%
🏥Healthcare	$698/mo	$607/mo	↓ $90.70less	13.0%
🚗Transportation	$1,374/mo	$1,284/mo	↓ $89.57less	6.5%
⚡All Utilities	$459/mo	$519/mo	↑ $60.18more	13.1%

🏠Housing

↓ 60.5%

Milpitas, CA

$6,713

Nashville, TN

$2,651

Difference

$4,062

less

🛒Groceries

↓ 14.9%

Milpitas, CA

$1,116

Nashville, TN

$949

Difference

$166

less

📦Other

↑ 9.0%

Milpitas, CA

$1,781

Nashville, TN

$1,942

Difference

$160

🏥Healthcare

↓ 13.0%

Milpitas, CA

$698

Nashville, TN

$607

Difference

$90.70

less

🚗Transportation

↓ 6.5%

Milpitas, CA

$1,374

Nashville, TN

$1,284

Difference

$89.57

less

⚡All Utilities

↑ 13.1%

Milpitas, CA

$459

Nashville, TN

$519

Difference

$60.18

🏠Rent Comparison

Studio

From$2,365

To$1,600

↓ $765

1 Bed

From$2,689

To$1,680

↓ $1,009

2 Bed

From$3,145

To$1,840

↓ $1,305

3 Bed

From$4,157

To$2,350

↓ $1,807

Milpitas, CAZIP-level data

1BR range: $3,240–$3,240/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,141

Monthly in Milpitas, CA

$7,952

Monthly in Nashville, TN

$4,188

Difference

Home Values

Milpitas

Nashville

$1.44M

Median Value

$489K

↓ -3.3%

YoY Change

↓ -2.1%

↑ +32.7%

5-Year Change

↑ +32.1%

$1.44M

Price Range

$320K - $1.16M

Homes in Nashville are 66% less expensive than Milpitas

Calculate payment - Milpitas Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Milpitas, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Milpitas, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.