Is Austin, TX cheaper than Milton, MA?

Based on cost of living data, Austin, TX is 25.8% cheaper than Milton, MA. This translates to saving $1932 per month.

What salary do I need in Austin, TX to live like I do in Milton, MA?

If you earn $150,000 in Milton, MA, you'd need approximately $126,821.897 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Milton, MA and Austin, TX?

Housing in Austin, TX is 34.7% cheaper than in Milton, MA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,453/month in Milton, MA.

How much can I save per month by moving from Milton, MA to Austin, TX?

Moving from Milton, MA to Austin, TX could save you approximately $1932 per month, or $23178 per year, based on a $150,000 salary.

Milton, MA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Milton, MA — COL adjusted from Boston, MA area + state data

Current salary in Milton, MA

Numbers update automatically as you type

You'd save $1.9K/month moving to Austin, TX

$150.0K in your current city equals $126.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 25.8%

Less expensive

Monthly Impact

$1,932

Savings

Annual Impact

$23.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Milton, MA

Population:29K

Cost Index:100

Median Home:$961K

Austin, TX

Population:979K

Cost Index:74

Median Home:$558K

Milton, MA

The Bay State

29K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 29K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Milton, MA vs Austin, TX

Category	Milton, MA	Austin, TX	Difference	Change
🏠Housing	$4,421/mo	$2,885/mo	↓ $1,536less	34.7%
🚗Transportation	$1,704/mo	$1,284/mo	↓ $420less	24.7%
⚡All Utilities	$691/mo	$541/mo	↓ $150less	21.7%
🏥Healthcare	$717/mo	$589/mo	↓ $129less	18.0%
🛒Groceries	$1,041/mo	$959/mo	↓ $82.04less	7.9%
📦Other	$1,699/mo	$1,741/mo	↑ $42.10more	2.5%

🏠Housing

↓ 34.7%

Milton, MA

$4,421

Austin, TX

$2,885

Difference

$1,536

less

🚗Transportation

↓ 24.7%

Milton, MA

$1,704

Austin, TX

$1,284

Difference

$420

less

⚡All Utilities

↓ 21.7%

Milton, MA

$691

Austin, TX

$541

Difference

$150

less

🏥Healthcare

↓ 18.0%

Milton, MA

$717

Austin, TX

$589

Difference

$129

less

🛒Groceries

↓ 7.9%

Milton, MA

$1,041

Austin, TX

$959

Difference

$82.04

less

📦Other

↑ 2.5%

Milton, MA

$1,699

Austin, TX

$1,741

Difference

$42.10

🏠Rent Comparison

Studio

From$1,702

To$1,585

↓ $117

1 Bed

From$1,978

To$1,685

↓ $293

2 Bed

From$2,453

To$1,995

↓ $458

3 Bed

From$3,166

To$2,525

↓ $641

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,273

Monthly in Milton, MA

$7,998

Monthly in Austin, TX

$2,275

Difference

Home Values

Milton

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Milton, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Milton, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.