Mineola, TX vs Bowie, TX: Cost of Living

Which city costs less?

Bowie, TX has a modeled overall cost index 4.7% lower than Mineola, TX.

Mineola, TX · modeled 2BR rent
$1,200 / month
Bowie, TX · modeled 2BR rent
$1,220 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Mineola, TX and Bowie, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $272/month in Bowie, TX

$150,000 in your current city has a modeled equivalent of $146,737 in Bowie, TX

Regional cost estimates: Mineola, TX uses Garland, TX. Bowie, TX uses Fort Worth, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 4.7%
Less expensive
Monthly Impact
$272
Savings
Annual Impact
$3.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mineola, TX

Population:5K
Cost Index:
87.0
100 = national average
Typical Home:$260K

Bowie, TX

Population:6K
Cost Index:
82.9
100 = national average
Typical Home:$229K

Planning the move to Bowie?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Mineola, TX

The Lone Star State

5K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 5K residents.

💡 Advantage: Texas has no state income tax!

Bowie, TX

The Lone Star State

6K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 6K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Mineola, TX vs Bowie, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 4.9%
Mineola, TX
$2,112
Bowie, TX
$2,008
Difference
$104
less
Groceries
↓ 7.4%
Mineola, TX
$1,061
Bowie, TX
$983
Difference
$78.46
less
Transportation
↓ 3.7%
Mineola, TX
$1,332
Bowie, TX
$1,282
Difference
$49.46
less
Healthcare
↓ 5.2%
Mineola, TX
$685
Bowie, TX
$649
Difference
$35.77
less
All Utilities
↓ 4.2%
Mineola, TX
$610
Bowie, TX
$584
Difference
$25.78
less
Other
↑ 1.2%
Mineola, TX
$1,701
Bowie, TX
$1,722
Difference
$21.11
more

🏠Rent Comparison

Studio
From$900
To$950
↑ $50.00
1 Bed
From$980
To$990
↑ $10.00
2 Bed
From$1,200
To$1,220
↑ $20.00
3 Bed
From$1,600
To$1,700
↑ $100
Mineola, TXZIP-level data

1BR range: $980–$980/mo

Bowie, TXZIP-level data

1BR range: $990–$990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mineola, TX
$7,228
Monthly in Bowie, TX
$272
Difference

Home Values

Mineola
Bowie
$260K
Median Value
$229K
↓ -1.8%
YoY Change
↓ -2.1%
↑ +32.1%
5-Year Change
↑ +29.8%

Homes in Bowie are 12% less expensive than Mineola

Calculate payment - MineolaCalculate payment - Bowie

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Mineola, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Bowie, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Mineola, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Bowie, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mineola
Bowie
55 Moderate
Air Quality
54 Moderate
35.2%
Good Air Days
35.5%
100 Very High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.7°F
84 days
Heat Days >95°F
94 days
▲+2.7°F
2050 Outlook
▲+2.7°F
84 days
Heat Days >95°F
94 days

Before moving from Mineola, TX to Bowie, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Bowie, TX for the same bedroom count and included utilities as your home in Mineola, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mineola to Bowie moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Bowie, TX by cost, housing, population and region.

Frequently Asked Questions: Mineola, TX vs Bowie, TX

How do the cost estimates for Mineola, TX and Bowie, TX compare?

Bowie, TX has a modeled overall cost index 4.7% lower than Mineola, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mineola, TX, the model estimates $146,737 in Bowie, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mineola, TX and Bowie, TX?

The modeled two-bedroom rents are $1,200/month in Mineola, TX and $1,220/month in Bowie, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Similar cost to Bowie, TX

Other cities in a similar price range

San Antonio, TXIndianapolis, INColumbus, OH

Want to compare different cities?

New Comparison