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Minneapolis, MN

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Detroit, MI

Cost of Living Comparison 2026

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You'd save $1.4K/month moving to Detroit, MI

$150.0K in your current city equals $133.3K in Detroit, MI

Rent data from HUD ZIP-level estimates ยท COL index from Minneapolis-St. Paul-Bloomington, MN-WI area
Overall Cost
โ†“ 18.5%
Less expensive
Monthly Impact
$1,389
Savings
Annual Impact
$16.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Minneapolis, MN

Population:430K
Cost Index:100
Median Home:$308K

Detroit, MI

Population:639K
Cost Index:81
Median Home:$86K

Minneapolis, MN

The North Star State

430K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 430K residents.

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

Cost Breakdown by Category

Annual spending: Minneapolis, MN vs Detroit, MI

๐Ÿ Housing
โ†“ 44.4%
Minneapolis, MN
$2,807
Detroit, MI
$1,559
Difference
$1,247
less
๐ŸฅHealthcare
โ†“ 25.4%
Minneapolis, MN
$756
Detroit, MI
$564
Difference
$192
less
๐Ÿš—Transportation
โ†‘ 13.9%
Minneapolis, MN
$1,380
Detroit, MI
$1,571
Difference
$191
more
๐Ÿ“ฆOther
โ†“ 5.7%
Minneapolis, MN
$1,774
Detroit, MI
$1,674
Difference
$100
less
๐Ÿ›’Groceries
โ†“ 7.8%
Minneapolis, MN
$1,029
Detroit, MI
$949
Difference
$79.94
less
โšกAll Utilities
โ†‘ 9.7%
Minneapolis, MN
$508
Detroit, MI
$557
Difference
$49.18
more

๐Ÿ›๏ธ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)

Minneapolis, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,240
To$875
โ†“ $365
1 Bed
From$1,400
To$975
โ†“ $425
2 Bed
From$1,700
To$1,225
โ†“ $475
3 Bed
From$2,250
To$1,495
โ†“ $755
Minneapolis, MNZIP-level data

1BR range: $1,250โ€“$2,100/mo

Detroit, MIZIP-level data

1BR range: $830โ€“$1,690/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,254
Monthly in Minneapolis, MN
$6,875
Monthly in Detroit, MI
$1,379
Difference

Home Values

Minneapolis
Detroit
$308K
Median Value
$86K
โ†‘ +1%
YoY Change
โ†“ -3.3%
โ†‘ +8.2%
5-Year Change
โ†‘ +15.3%
$152K - $469K
Price Range
$48K - $415K

Homes in Detroit are 72% less expensive than Minneapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.1K
Per year
Monthly Difference
$338
More take-home
Effective Rate Diff
2.7%
Rate difference

Minneapolis, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Minneapolis, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Minneapolis
Detroit
42 Good
Air Quality
55 Moderate
66.4%
Good Air Days
32.8%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
14 days
Heat Days >95ยฐF
10 days
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
14 days
Heat Days >95ยฐF
10 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Minnesota and Michigan on TaxTakeHome.com

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