Is Grand Rapids, MI cheaper than Minneapolis, MN?

Based on cost of living data, Grand Rapids, MI is 13.5% cheaper than Minneapolis, MN. This translates to saving $1016 per month.

What salary do I need in Grand Rapids, MI to live like I do in Minneapolis, MN?

If you earn $150,000 in Minneapolis, MN, you'd need approximately $137,809.702 in Grand Rapids, MI to maintain the same standard of living.

How does housing cost compare between Minneapolis, MN and Grand Rapids, MI?

Housing in Grand Rapids, MI is 29.7% cheaper than in Minneapolis, MN. For a two-bedroom apartment, rent is $1,652/month in Grand Rapids, MI compared to $1,700/month in Minneapolis, MN.

How much can I save per month by moving from Minneapolis, MN to Grand Rapids, MI?

Moving from Minneapolis, MN to Grand Rapids, MI could save you approximately $1016 per month, or $12190 per year, based on a $150,000 salary.

Minneapolis, MN vs Grand Rapids, MI: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Minneapolis, MN

Numbers update automatically as you type

You'd save $1.0K/month moving to Grand Rapids, MI

$150.0K in your current city equals $137.8K in Grand Rapids, MI

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 13.5%

Less expensive

Monthly Impact

$1,016

Savings

Annual Impact

$12.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Minneapolis, MN

Population:430K

Cost Index:

100

100 = national average

Median Home:$308K

Grand Rapids, MI

Population:197K

Cost Index:

(14% below avg)

Median Home:$288K

Minneapolis, MN

The North Star State

430K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 430K residents.

Grand Rapids, MI

The Great Lakes State

197K

Population

State Tax

Yes

Located in Michigan, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Minneapolis, MN vs Grand Rapids, MI

Category	Minneapolis, MN	Grand Rapids, MI	Difference	Change
Housing	$2,807/mo	$1,973/mo	↓ $833less	29.7%
Other	$1,774/mo	$1,649/mo	↓ $126less	7.1%
Transportation	$1,380/mo	$1,444/mo	↑ $63.99more	4.6%
Groceries	$1,029/mo	$972/mo	↓ $57.53less	5.6%
Healthcare	$756/mo	$728/mo	↓ $27.87less	3.7%
All Utilities	$508/mo	$515/mo	↑ $6.58more	1.3%

Housing

↓ 29.7%

Minneapolis, MN

$2,807

Grand Rapids, MI

$1,973

Difference

$833

less

Other

↓ 7.1%

Minneapolis, MN

$1,774

Grand Rapids, MI

$1,649

Difference

$126

less

Transportation

↑ 4.6%

Minneapolis, MN

$1,380

Grand Rapids, MI

$1,444

Difference

$63.99

Groceries

↓ 5.6%

Minneapolis, MN

$1,029

Grand Rapids, MI

$972

Difference

$57.53

less

Healthcare

↓ 3.7%

Minneapolis, MN

$756

Grand Rapids, MI

$728

Difference

$27.87

less

All Utilities

↑ 1.3%

Minneapolis, MN

$508

Grand Rapids, MI

$515

Difference

$6.58

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Minneapolis, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,240

To$1,334

↑ $94.00

1 Bed

From$1,400

To$1,375

↓ $25.00

2 Bed

From$1,700

To$1,652

↓ $48.00

3 Bed

From$2,250

To$2,134

↓ $116

Minneapolis, MNZIP-level data

1BR range: $1,250–$2,100/mo

Grand Rapids, MIZIP-level data

1BR range: $1,280–$1,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,254

Monthly in Minneapolis, MN

$7,280

Monthly in Grand Rapids, MI

$974

Difference

Home Values

Minneapolis

Grand Rapids

$308K

Median Value

$288K

↑ +1%

YoY Change

↑ +2.2%

↑ +8.2%

5-Year Change

↑ +40.6%

$152K - $469K

Price Range

$229K - $481K

Homes in Grand Rapids are 6% less expensive than Minneapolis

Calculate payment - Minneapolis Calculate payment - Grand Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.1K

Per year

Monthly Difference

$338

More take-home

Effective Rate Diff

2.7%

Rate difference

Minneapolis, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Grand Rapids, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Additional Tax Information

Minneapolis, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Grand Rapids, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.