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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Minneapolis, MN and Saint Paul, MN have similar living costs

$150.0K in your current city equals $150.0K in Saint Paul, MN

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Minneapolis, MN

Population:430K
Cost Index:
100
100 = national average
Median Home:$308K

Saint Paul, MN

Population:308K
Cost Index:
100
(national average)
Median Home:$274K

Minneapolis, MN

The North Star State

430K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 430K residents.

Saint Paul, MN

The North Star State

308K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 308K residents.

Cost Breakdown by Category

Annual spending: Minneapolis, MN vs Saint Paul, MN

Housing
0.0%
Minneapolis, MN
$2,807
Saint Paul, MN
$2,807
Difference
$0
same
Groceries
0.0%
Minneapolis, MN
$1,029
Saint Paul, MN
$1,029
Difference
$0
same
Transportation
0.0%
Minneapolis, MN
$1,380
Saint Paul, MN
$1,380
Difference
$0
same
All Utilities
0.0%
Minneapolis, MN
$508
Saint Paul, MN
$508
Difference
$0
same
Healthcare
0.0%
Minneapolis, MN
$756
Saint Paul, MN
$756
Difference
$0
same
Other
0.0%
Minneapolis, MN
$1,774
Saint Paul, MN
$1,774
Difference
$0
same

🏠Rent Comparison

Studio
From$1,240
To$1,000
$240
1 Bed
From$1,400
To$1,200
$200
2 Bed
From$1,700
To$1,500
$200
3 Bed
From$2,250
To$2,100
$150
Minneapolis, MNZIP-level data

1BR range: $1,250$2,100/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,254
Monthly in Minneapolis, MN
$8,254
Monthly in Saint Paul, MN
$0
Difference

Home Values

Minneapolis
Saint Paul
$308K
Median Value
$274K
↑ +1%
YoY Change
↓ -0.1%
↑ +8.2%
5-Year Change
↑ +13.6%
$152K - $469K
Price Range
$175K - $452K

Homes in Saint Paul are 11% less expensive than Minneapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Minneapolis, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Saint Paul, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Minneapolis, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Saint Paul, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Minneapolis
Saint Paul
42 Good
Air Quality
36 Good
66.4%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.6°F
2050 Outlook
+3.7°F
14 days
Heat Days >95°F
14 days
+3.6°F
2050 Outlook
+3.7°F
14 days
Heat Days >95°F
14 days

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