Is San Antonio, TX cheaper than Minneapolis, MN?

Based on cost of living data, San Antonio, TX is 15.7% cheaper than Minneapolis, MN. This translates to saving $1181 per month.

What salary do I need in San Antonio, TX to live like I do in Minneapolis, MN?

If you earn $150,000 in Minneapolis, MN, you'd need approximately $135,833.333 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Minneapolis, MN and San Antonio, TX?

Housing in San Antonio, TX is 25.2% cheaper than in Minneapolis, MN. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,700/month in Minneapolis, MN.

How much can I save per month by moving from Minneapolis, MN to San Antonio, TX?

Moving from Minneapolis, MN to San Antonio, TX could save you approximately $1181 per month, or $14167 per year, based on a $150,000 salary.

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Minneapolis, MN

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San Antonio, TX

Cost of Living Comparison 2026

Current salary in Minneapolis, MN

Numbers update automatically as you type

You'd save $1.2K/month moving to San Antonio, TX

$150.0K in your current city equals $135.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 15.7%

Less expensive

Monthly Impact

$1,181

Savings

Annual Impact

$14.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Minneapolis, MN

Population:430K

Cost Index:100

Median Home:$308K

San Antonio, TX

Population:1547K

Cost Index:84

Median Home:$215K

Minneapolis, MN

The North Star State

430K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 430K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Minneapolis, MN vs San Antonio, TX

Category	Minneapolis, MN	San Antonio, TX	Difference	Change
🏠Housing	$2,807/mo	$2,100/mo	↓ $707less	25.2%
🏥Healthcare	$756/mo	$527/mo	↓ $229less	30.3%
📦Other	$1,774/mo	$1,647/mo	↓ $127less	7.2%
🛒Groceries	$1,029/mo	$913/mo	↓ $116less	11.3%
🚗Transportation	$1,380/mo	$1,287/mo	↓ $92.89less	6.7%
⚡All Utilities	$508/mo	$496/mo	↓ $12.57less	2.5%

🏠Housing

↓ 25.2%

Minneapolis, MN

$2,807

San Antonio, TX

$2,100

Difference

$707

less

🏥Healthcare

↓ 30.3%

Minneapolis, MN

$756

San Antonio, TX

$527

Difference

$229

less

📦Other

↓ 7.2%

Minneapolis, MN

$1,774

San Antonio, TX

$1,647

Difference

$127

less

🛒Groceries

↓ 11.3%

Minneapolis, MN

$1,029

San Antonio, TX

$913

Difference

$116

less

🚗Transportation

↓ 6.7%

Minneapolis, MN

$1,380

San Antonio, TX

$1,287

Difference

$92.89

less

⚡All Utilities

↓ 2.5%

Minneapolis, MN

$508

San Antonio, TX

$496

Difference

$12.57

less

🏠Rent Comparison

Studio

From$1,240

To$1,110

↓ $130

1 Bed

From$1,400

To$1,210

↓ $190

2 Bed

From$1,700

To$1,470

↓ $230

3 Bed

From$2,250

To$1,890

↓ $360

Minneapolis, MNZIP-level data

1BR range: $1,250–$2,100/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,254

Monthly in Minneapolis, MN

$6,969

Monthly in San Antonio, TX

$1,285

Difference

Home Values

Minneapolis

San Antonio

$308K

Median Value

$215K

↑ +1%

YoY Change

↓ -2.9%

↑ +8.2%

5-Year Change

↑ +16.7%

$152K - $469K

Price Range

$107K - $905K

Homes in San Antonio are 30% less expensive than Minneapolis

Calculate payment - Minneapolis Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.4K

Per year

Monthly Difference

$869

More take-home

Effective Rate Diff

7.0%

Rate difference

Minneapolis, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Minneapolis, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.