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Cost of Living Comparison 2026

๐Ÿ“ Mishawaka, IN โ€” ZIP-level rent data ยท COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Austin, TX

$150.0K in your current city equals $165.3K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.0%
More expensive
Monthly Impact
$1,272
Extra cost
Annual Impact
$15.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mishawaka, IN

Population:51K
Cost Index:100
Median Home:$198K

Austin, TX

Population:979K
Cost Index:117
Median Home:$558K

Mishawaka, IN

The Hoosier State

51K
Population
State Tax
Yes

Located in Indiana, this city has a population of 51K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Mishawaka, IN vs Austin, TX

๐Ÿ Housing
โ†‘ 49.5%
Mishawaka, IN
$1,930
Austin, TX
$2,885
Difference
$955
more
๐Ÿ“ฆOther
โ†‘ 10.1%
Mishawaka, IN
$1,581
Austin, TX
$1,741
Difference
$160
more
โšกAll Utilities
โ†‘ 4.5%
Mishawaka, IN
$518
Austin, TX
$541
Difference
$23.15
more
๐Ÿš—Transportation
โ†‘ 1.8%
Mishawaka, IN
$1,261
Austin, TX
$1,284
Difference
$23.14
more
๐Ÿ›’Groceries
โ†‘ 1.3%
Mishawaka, IN
$947
Austin, TX
$959
Difference
$12.35
more
๐ŸฅHealthcare
โ†“ 1.9%
Mishawaka, IN
$600
Austin, TX
$589
Difference
$11.30
less

๐Ÿ Rent Comparison

Studio
From$955
To$1,585
โ†‘ $630
1 Bed
From$1,183
To$1,685
โ†‘ $502
2 Bed
From$1,379
To$1,995
โ†‘ $616
3 Bed
From$1,671
To$2,525
โ†‘ $854
Mishawaka, INZIP-level data

1BR range: $1,090โ€“$1,140/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,836
Monthly in Mishawaka, IN
$7,998
Monthly in Austin, TX
$1,162
Difference

Home Values

Mishawaka
Austin
$198K
Median Value
$558K
โ†‘ +2.4%
YoY Change
โ†“ -5%
โ†‘ +41.5%
5-Year Change
โ†‘ +12.6%
$194K - $201K
Price Range
$272K - $1.26M

Homes in Austin are 182% more expensive than Mishawaka

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Mishawaka, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Mishawaka, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mishawaka
Austin
45 Good
Air Quality
52 Moderate
62.6%
Good Air Days
42.6%
91 Moderate
Climate Risk
98 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
17 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
17 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Texas on TaxTakeHome.com

Where your money goes further

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Similar cost to Austin, TX

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