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Cost of Living Comparison 2026

๐Ÿ“ Mishawaka, IN โ€” ZIP-level rent data ยท COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd save $90.46/month moving to Indianapolis, IN

$150.0K in your current city equals $148.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.2%
Less expensive
Monthly Impact
$90.46
Savings
Annual Impact
$1.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mishawaka, IN

Population:51K
Cost Index:100
Median Home:$198K

Indianapolis, IN

Population:888K
Cost Index:99
Median Home:$176K

Mishawaka, IN

The Hoosier State

51K
Population
State Tax
Yes

Located in Indiana, this city has a population of 51K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Mishawaka, IN vs Indianapolis, IN

๐Ÿš—Transportation
โ†“ 5.7%
Mishawaka, IN
$1,261
Indianapolis, IN
$1,188
Difference
$72.48
less
๐Ÿ›’Groceries
โ†“ 2.9%
Mishawaka, IN
$947
Indianapolis, IN
$919
Difference
$27.62
less
๐Ÿ Housing
โ†‘ 1.0%
Mishawaka, IN
$1,930
Indianapolis, IN
$1,949
Difference
$18.99
more
๐ŸฅHealthcare
โ†“ 2.9%
Mishawaka, IN
$600
Indianapolis, IN
$582
Difference
$17.50
less
โšกAll Utilities
โ†“ 2.9%
Mishawaka, IN
$518
Indianapolis, IN
$503
Difference
$15.10
less
๐Ÿ“ฆOther
โ†‘ 0.6%
Mishawaka, IN
$1,581
Indianapolis, IN
$1,590
Difference
$9.57
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Mishawaka, IN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$955
To$1,030
โ†‘ $75.00
1 Bed
From$1,183
To$1,170
โ†“ $13.00
2 Bed
From$1,379
To$1,360
โ†“ $19.00
3 Bed
From$1,671
To$1,760
โ†‘ $89.00
Mishawaka, INZIP-level data

1BR range: $1,090โ€“$1,140/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,836
Monthly in Mishawaka, IN
$6,732
Monthly in Indianapolis, IN
$104
Difference

Home Values

Mishawaka
Indianapolis
$198K
Median Value
$176K
โ†‘ +2.4%
YoY Change
โ†“ -1.1%
โ†‘ +41.5%
5-Year Change
โ†‘ +26.9%
$194K - $201K
Price Range
$109K - $340K

Homes in Indianapolis are 11% less expensive than Mishawaka

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Mishawaka, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Mishawaka, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mishawaka
Indianapolis
45 Good
Air Quality
54 Moderate
62.6%
Good Air Days
36.6%
91 Moderate
Climate Risk
97 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
17 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
17 days
Heat Days >95ยฐF
18 days

Where your money goes further

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