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Cost of Living Comparison 2026

๐Ÿ“ Mishawaka, IN โ€” ZIP-level rent data ยท COL adjusted from Fort Wayne, IN area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.2%
More expensive
Monthly Impact
$1,289
Extra cost
Annual Impact
$15.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mishawaka, IN

Population:51K
Cost Index:100
Median Home:$198K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

Mishawaka, IN

The Hoosier State

51K
Population
State Tax
Yes

Located in Indiana, this city has a population of 51K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Mishawaka, IN vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 44.5%
Mishawaka, IN
$1,930
Phoenix, AZ
$2,788
Difference
$858
more
๐Ÿš—Transportation
โ†‘ 18.1%
Mishawaka, IN
$1,261
Phoenix, AZ
$1,489
Difference
$228
more
๐Ÿ“ฆOther
โ†‘ 6.1%
Mishawaka, IN
$1,581
Phoenix, AZ
$1,677
Difference
$96.62
more
โšกAll Utilities
โ†‘ 8.4%
Mishawaka, IN
$518
Phoenix, AZ
$561
Difference
$43.36
more
๐Ÿ›’Groceries
โ†‘ 1.7%
Mishawaka, IN
$947
Phoenix, AZ
$963
Difference
$16.35
more
๐ŸฅHealthcare
โ†“ 1.9%
Mishawaka, IN
$600
Phoenix, AZ
$589
Difference
$11.30
less

๐Ÿ Rent Comparison

Studio
From$955
To$1,390
โ†‘ $435
1 Bed
From$1,183
To$1,510
โ†‘ $327
2 Bed
From$1,379
To$1,750
โ†‘ $371
3 Bed
From$1,671
To$2,330
โ†‘ $659
Mishawaka, INZIP-level data

1BR range: $1,090โ€“$1,140/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,836
Monthly in Mishawaka, IN
$8,068
Monthly in Phoenix, AZ
$1,231
Difference

Home Values

Mishawaka
Phoenix
$198K
Median Value
$414K
โ†‘ +2.4%
YoY Change
โ†“ -3.1%
โ†‘ +41.5%
5-Year Change
โ†‘ +30.2%
$194K - $201K
Price Range
$274K - $957K

Homes in Phoenix are 109% more expensive than Mishawaka

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $388
More taxes
Monthly Difference
$32.32
Less take-home
Effective Rate Diff
0.3%
Rate difference

Mishawaka, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Mishawaka, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mishawaka
Phoenix
45 Good
Air Quality
77 Moderate
62.6%
Good Air Days
9%
91 Moderate
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
17 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
17 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Arizona on TaxTakeHome.com

Where your money goes further

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