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Cost of Living Comparison 2026

📍 Mission, TX — COL adjusted from Laredo, TX area + state data

$

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You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from McAllen-Edinburg-Mission, TX area
Overall Cost
↑ 16.9%
More expensive
Monthly Impact
$1,264
Extra cost
Annual Impact
$15.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mission, TX

Population:87K
Cost Index:100
Median Home:$187K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

Mission, TX

The Lone Star State

87K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 87K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Mission, TX vs Phoenix, AZ

🏠Housing
↑ 51.4%
Mission, TX
$1,842
Phoenix, AZ
$2,788
Difference
$947
more
🚗Transportation
↑ 6.4%
Mission, TX
$1,400
Phoenix, AZ
$1,489
Difference
$88.92
more
🏥Healthcare
↑ 12.3%
Mission, TX
$524
Phoenix, AZ
$589
Difference
$64.57
more
⚡All Utilities
↑ 9.3%
Mission, TX
$514
Phoenix, AZ
$561
Difference
$47.67
more
📦Other
↓ 1.2%
Mission, TX
$1,697
Phoenix, AZ
$1,677
Difference
$20.09
less
🛒Groceries
↑ 1.5%
Mission, TX
$950
Phoenix, AZ
$963
Difference
$13.78
more

🏠Rent Comparison

Studio
From$600
To$1,390
↑ $790
1 Bed
From$676
To$1,510
↑ $834
2 Bed
From$818
To$1,750
↑ $932
3 Bed
From$1,090
To$2,330
↑ $1,240
Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,926
Monthly in Mission, TX
$8,068
Monthly in Phoenix, AZ
$1,142
Difference

Home Values

Mission
Phoenix
-
Median Value
$414K
-
YoY Change
↓ -3.1%
-
5-Year Change
↑ +30.2%
-
Price Range
$274K - $957K
Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Mission, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Mission, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mission
Phoenix
45 Good
Air Quality
77 Moderate
57.7%
Good Air Days
9%
89 Moderate
Climate Risk
100 Very High
🌡
Top Hazards
🔥🌊🌡
▲+2.7°F
2050 Outlook
▲+2.7°F
151 days
Heat Days >95°F
162 days
▲+2.7°F
2050 Outlook
▲+2.7°F
151 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

Where your money goes further

Cities cheaper than Mission, TX on a $150.0K salary

1.Indianapolis, IN
Save $112/mo
2.St. Louis, MO
Save $112/mo

Similar cost to Phoenix, AZ

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

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