Is Nashville, TN cheaper than Missoula, MT?

Based on cost of living data, Nashville, TN is 11.0% more expensive than Missoula, MT. This translates to spending an extra $825 per month.

What salary do I need in Nashville, TN to live like I do in Missoula, MT?

If you earn $150,000 in Missoula, MT, you'd need approximately $159,894.041 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Missoula, MT and Nashville, TN?

Housing in Nashville, TN is 30.4% more expensive than in Missoula, MT. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,407/month in Missoula, MT.

How much can I save per month by moving from Missoula, MT to Nashville, TN?

Living in Nashville, TN costs approximately $825 more per month than Missoula, MT, or $9894 more per year, based on a $150,000 salary.

Missoula, MT vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Missoula, MT — ZIP-level rent data · COL adjusted from Spokane, WA area

Current salary in Missoula, MT

Numbers update automatically as you type

You'd spend $825/month more in Nashville, TN

$150.0K in your current city equals $159.9K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 11.0%

More expensive

Monthly Impact

$825

Extra cost

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Missoula, MT

Population:78K

Cost Index:100

Median Home:$572K

Nashville, TN

Population:689K

Cost Index:111

Median Home:$489K

Missoula, MT

The Treasure State

78K

Population

State Tax

Yes

Located in Montana, this city has a population of 78K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Missoula, MT vs Nashville, TN

Category	Missoula, MT	Nashville, TN	Difference	Change
🏠Housing	$2,033/mo	$2,651/mo	↑ $617more	30.4%
🚗Transportation	$1,855/mo	$1,284/mo	↓ $571less	30.8%
📦Other	$1,504/mo	$1,942/mo	↑ $437more	29.1%
🏥Healthcare	$814/mo	$607/mo	↓ $207less	25.4%
🛒Groceries	$1,067/mo	$949/mo	↓ $117less	11.0%
⚡All Utilities	$475/mo	$519/mo	↑ $43.85more	9.2%

🏠Housing

↑ 30.4%

Missoula, MT

$2,033

Nashville, TN

$2,651

Difference

$617

🚗Transportation

↓ 30.8%

Missoula, MT

$1,855

Nashville, TN

$1,284

Difference

$571

less

📦Other

↑ 29.1%

Missoula, MT

$1,504

Nashville, TN

$1,942

Difference

$437

🏥Healthcare

↓ 25.4%

Missoula, MT

$814

Nashville, TN

$607

Difference

$207

less

🛒Groceries

↓ 11.0%

Missoula, MT

$1,067

Nashville, TN

$949

Difference

$117

less

⚡All Utilities

↑ 9.2%

Missoula, MT

$475

Nashville, TN

$519

Difference

$43.85

🏠Rent Comparison

Studio

From$971

To$1,600

↑ $629

1 Bed

From$1,191

To$1,680

↑ $489

2 Bed

From$1,407

To$1,840

↑ $433

3 Bed

From$1,955

To$2,350

↑ $395

Missoula, MTZIP-level data

1BR range: $1,330–$1,490/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,749

Monthly in Missoula, MT

$7,952

Monthly in Nashville, TN

$203

Difference

Home Values

Missoula

Nashville

$572K

Median Value

$489K

↑ +1.2%

YoY Change

↓ -2.1%

↑ +46.9%

5-Year Change

↑ +32.1%

$485K - $640K

Price Range

$320K - $1.16M

Homes in Nashville are 15% less expensive than Missoula

Calculate payment - Missoula Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.6K

Per year

Monthly Difference

$797

More take-home

Effective Rate Diff

6.4%

Rate difference

Missoula, MT

Federal Income Tax

Effective: 18.9%

$25.5K

Montana State Tax

Effective: 6.4%

$9.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.1%

$46.6K

Take-Home Pay

$8,618/month

$103.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Missoula, MT Tax Rates

Sales Tax:0.0%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.