Missouri City, TX vs Georgetown, TX: Cost of Living

Which city costs less?

Georgetown, TX has a modeled overall cost index 9.4% higher than Missouri City, TX.

Missouri City, TX · modeled 2BR rent
$2,190 / month
Georgetown, TX · modeled 2BR rent
$1,970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Missouri City, TX and Georgetown, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $684/month in Georgetown, TX

$150,000 in your current city has a modeled equivalent of $158,207 in Georgetown, TX

Regional cost estimates: Missouri City, TX uses Houston, TX. Georgetown, TX uses Austin, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.4%
More expensive
Monthly Impact
$684
Extra cost
Annual Impact
$8.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Missouri City, TX

Population:77K
Cost Index:
89.4
100 = national average
Typical Home:$309K

Georgetown, TX

Population:96K
Cost Index:
97.8
100 = national average
Typical Home:$350K

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Missouri City, TX

The Lone Star State

77K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 77K residents.

💡 Advantage: Texas has no state income tax!

Georgetown, TX

The Lone Star State

96K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 96K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Missouri City, TX vs Georgetown, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 35.0%
Missouri City, TX
$2,027
Georgetown, TX
$2,736
Difference
$709
more
Transportation
↓ 9.2%
Missouri City, TX
$1,490
Georgetown, TX
$1,353
Difference
$137
less
Groceries
↑ 6.6%
Missouri City, TX
$974
Georgetown, TX
$1,038
Difference
$63.96
more
Healthcare
↑ 6.0%
Missouri City, TX
$600
Georgetown, TX
$637
Difference
$36.26
more
Other
↑ 0.9%
Missouri City, TX
$1,818
Georgetown, TX
$1,835
Difference
$17.12
more
All Utilities
↓ 0.9%
Missouri City, TX
$590
Georgetown, TX
$585
Difference
$5.10
less

🏠Rent Comparison

Studio
From$1,780
To$1,570
↓ $210
1 Bed
From$1,845
To$1,660
↓ $185
2 Bed
From$2,190
To$1,970
↓ $220
3 Bed
From$2,945
To$2,500
↓ $445
Missouri City, TXZIP-level data

1BR range: $1,710–$1,980/mo

Georgetown, TXZIP-level data

1BR range: $1,660–$1,660/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Missouri City, TX
$8,184
Monthly in Georgetown, TX
$684
Difference

Home Values

Missouri City
Georgetown
$309K
Median Value
$350K
↓ -3.1%
YoY Change
↓ -4.4%
↑ +28.5%
5-Year Change
↑ +22.1%
$227K - $391K
Price Range
$350K

Homes in Georgetown are 13% more expensive than Missouri City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Missouri City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Georgetown, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Missouri City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Georgetown, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Missouri City
Georgetown
61 Moderate
Air Quality
52 Moderate
13.7%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.5°F
64 days
Heat Days >95°F
98 days
▲+2.2°F
2050 Outlook
▲+2.5°F
64 days
Heat Days >95°F
98 days

Before moving from Missouri City, TX to Georgetown, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Georgetown, TX for the same bedroom count and included utilities as your home in Missouri City, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Missouri City to Georgetown moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Georgetown, TX by cost, housing, population and region.

Frequently Asked Questions: Missouri City, TX vs Georgetown, TX

How do the cost estimates for Missouri City, TX and Georgetown, TX compare?

Georgetown, TX has a modeled overall cost index 9.4% higher than Missouri City, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Missouri City, TX, the model estimates $158,207 in Georgetown, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Missouri City, TX and Georgetown, TX?

The modeled two-bedroom rents are $2,190/month in Missouri City, TX and $1,970/month in Georgetown, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

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