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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $357/month more in Clarksville, TN

$150.0K in your current city equals $154.3K in Clarksville, TN

Rent data from HUD ZIP-level estimates Β· COL index from area
Overall Cost
↑ 4.8%
More expensive
Monthly Impact
$357
Extra cost
Annual Impact
$4.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mobile, AL

Population:183K
Cost Index:
100
100 = national average
Median Home:$180K

Clarksville, TN

Population:181K
Cost Index:
105
(5% above avg)
Median Home:$302K

Mobile, AL

The Heart of Dixie

183K
Population
State Tax
Yes

Located in Alabama, this city has a population of 183K residents.

Clarksville, TN

The Volunteer State

181K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 181K residents.

πŸ’‘ Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Mobile, AL vs Clarksville, TN

Housing
↑ 8.3%
Mobile, AL
$2,105
Clarksville, TN
$2,278
Difference
$174
more
Healthcare
↑ 27.4%
Mobile, AL
$466
Clarksville, TN
$593
Difference
$128
more
Groceries
↓ 3.2%
Mobile, AL
$959
Clarksville, TN
$928
Difference
$30.91
less
All Utilities
↑ 5.5%
Mobile, AL
$481
Clarksville, TN
$507
Difference
$26.33
more
Transportation
↑ 0.9%
Mobile, AL
$1,216
Clarksville, TN
$1,226
Difference
$10.43
more
Other
↑ 0.2%
Mobile, AL
$1,850
Clarksville, TN
$1,854
Difference
$4.28
more

🏠Rent Comparison

Studio
From$719
To$917
↑ $198
1 Bed
From$769
To$925
↑ $156
2 Bed
From$910
To$1,136
↑ $226
3 Bed
From$1,189
To$1,583
↑ $394
Mobile, ALZIP-level data

1BR range: $730–$1,080/mo

Clarksville, TNZIP-level data

1BR range: $1,120–$1,170/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,076
Monthly in Mobile, AL
$7,387
Monthly in Clarksville, TN
$311
Difference

Home Values

Mobile
Clarksville
$180K
Median Value
$302K
↓ -3.5%
YoY Change
↓ -0.6%
↑ +22.1%
5-Year Change
↑ +39.6%
$55K - $308K
Price Range
$289K - $393K

Homes in Clarksville are 68% more expensive than Mobile

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Mobile, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Clarksville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Mobile, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Clarksville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mobile
Clarksville
41 Good
Air Quality
50 Good
70.2%
Good Air Days
51.6%
98 High
Climate Risk
97 High
πŸŒŠπŸŒ€πŸŒ‘
Top Hazards
🌊🫨πŸŒͺ
β–²+2.2Β°F
2050 Outlook
β–²+2.8Β°F
46 days
Heat Days >95Β°F
42 days
β–²+2.2Β°F
2050 Outlook
β–²+2.8Β°F
46 days
Heat Days >95Β°F
42 days

What to Consider When Moving from Mobile, AL to Clarksville, TN

Relocating from Mobile, AL to Clarksville, TN involves more than just comparing rent prices. While the overall cost of living is roughly 5% higher in Clarksville, TN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Clarksville, TN is 8% more expensive than in Mobile, AL. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Clarksville, TN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Clarksville, TN to match your current standard of living in Mobile, AL.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Clarksville, TN for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Mobile, AL vs Clarksville, TN

Is Clarksville, TN cheaper than Mobile, AL?

Clarksville, TN is approximately 4.8% more expensive than Mobile, AL overall. On a $150,000 salary, that translates to roughly $357/month in additional expenses. Housing is the biggest factor, costing 8% more in Clarksville, TN.

What salary do I need in Clarksville, TN to match my lifestyle in Mobile, AL?

If you currently earn $150,000 in Mobile, AL, you would need approximately $154,283 in Clarksville, TN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Mobile, AL and Clarksville, TN?

A two-bedroom apartment averages $910/month in Mobile, AL compared to $1,136/month in Clarksville, TN. One-bedroom apartments are $769/month in Mobile, AL vs $925/month in Clarksville, TN. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Mobile, AL or Clarksville, TN?

Groceries are about 3% cheaper in Clarksville, TN than in Mobile, AL, saving a typical household roughly $30.91/month on food.

What is the best time to move from Mobile, AL to Clarksville, TN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Alabama and Tennessee on TaxTakeHome.com

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