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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $426/month moving to Little Rock, AR

$150.0K in your current city equals $144.9K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
5.7%
Less expensive
Monthly Impact
$426
Savings
Annual Impact
$5.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mobile, AL

Population:183K
Cost Index:
100
100 = national average
Median Home:$180K

Little Rock, AR

Population:204K
Cost Index:
94
(6% below avg)
Median Home:$261K

Mobile, AL

The Heart of Dixie

183K
Population
State Tax
Yes

Located in Alabama, this city has a population of 183K residents.

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Mobile, AL vs Little Rock, AR

Housing
9.7%
Mobile, AL
$2,105
Little Rock, AR
$1,900
Difference
$204
less
Other
6.8%
Mobile, AL
$1,850
Little Rock, AR
$1,724
Difference
$126
less
Healthcare
14.8%
Mobile, AL
$466
Little Rock, AR
$534
Difference
$68.75
more
Transportation
5.3%
Mobile, AL
$1,216
Little Rock, AR
$1,280
Difference
$64.34
more
All Utilities
11.8%
Mobile, AL
$481
Little Rock, AR
$538
Difference
$56.92
more
Groceries
0.6%
Mobile, AL
$959
Little Rock, AR
$953
Difference
$5.38
less

🏠Rent Comparison

Studio
From$719
To$1,050
$331
1 Bed
From$769
To$1,061
$292
2 Bed
From$910
To$1,226
$316
3 Bed
From$1,189
To$1,648
$459
Mobile, ALZIP-level data

1BR range: $730$1,080/mo

Little Rock, ARZIP-level data

1BR range: $890$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,076
Monthly in Mobile, AL
$6,930
Monthly in Little Rock, AR
$146
Difference

Home Values

Mobile
Little Rock
$180K
Median Value
$261K
↓ -3.5%
YoY Change
↑ +1.4%
↑ +22.1%
5-Year Change
↑ +27.2%
$55K - $308K
Price Range
$109K - $468K

Homes in Little Rock are 45% more expensive than Mobile

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.6K
More taxes
Monthly Difference
$130
Less take-home
Effective Rate Diff
1.0%
Rate difference

Mobile, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Additional Tax Information

Mobile, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mobile
Little Rock
41 Good
Air Quality
55 Moderate
70.2%
Good Air Days
34.4%
98 High
Climate Risk
99 High
🌊🌀🌡
Top Hazards
🌊🌡🫨
+2.2°F
2050 Outlook
+2.8°F
46 days
Heat Days >95°F
54 days
+2.2°F
2050 Outlook
+2.8°F
46 days
Heat Days >95°F
54 days

What to Consider When Moving from Mobile, AL to Little Rock, AR

Relocating from Mobile, AL to Little Rock, AR involves more than just comparing rent prices. While the overall cost of living is about 6% lower in Little Rock, AR, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Little Rock, AR is 10% cheaper than in Mobile, AL. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Little Rock, AR pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Little Rock, AR to match your current standard of living in Mobile, AL.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Little Rock, AR for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Mobile, AL vs Little Rock, AR

Is Little Rock, AR cheaper than Mobile, AL?

Yes, Little Rock, AR is about 5.7% cheaper than Mobile, AL. You could save approximately $426/month on a $150,000 salary. Housing costs are 10% lower in Little Rock, AR.

What salary do I need in Little Rock, AR to match my lifestyle in Mobile, AL?

If you currently earn $150,000 in Mobile, AL, you would need approximately $144,892 in Little Rock, AR to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Mobile, AL and Little Rock, AR?

A two-bedroom apartment averages $910/month in Mobile, AL compared to $1,226/month in Little Rock, AR. One-bedroom apartments are $769/month in Mobile, AL vs $1,061/month in Little Rock, AR. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Mobile, AL or Little Rock, AR?

Grocery prices are very similar between Mobile, AL and Little Rock, AR, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Mobile, AL to Little Rock, AR?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Alabama and Arkansas on TaxTakeHome.com

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