Is Montgomery, AL cheaper than Mobile, AL?

Based on cost of living data, Montgomery, AL is 9.5% cheaper than Mobile, AL. This translates to saving $711 per month.

What salary do I need in Montgomery, AL to live like I do in Mobile, AL?

If you earn $150,000 in Mobile, AL, you'd need approximately $141,473.961 in Montgomery, AL to maintain the same standard of living.

How does housing cost compare between Mobile, AL and Montgomery, AL?

Housing in Montgomery, AL is 12.3% cheaper than in Mobile, AL. For a two-bedroom apartment, rent is $980/month in Montgomery, AL compared to $910/month in Mobile, AL.

How much can I save per month by moving from Mobile, AL to Montgomery, AL?

Moving from Mobile, AL to Montgomery, AL could save you approximately $711 per month, or $8526 per year, based on a $150,000 salary.

Mobile, AL vs Montgomery, AL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Mobile, AL

Numbers update automatically as you type

You'd save $711/month moving to Montgomery, AL

$150.0K in your current city equals $141.5K in Montgomery, AL

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.5%

Less expensive

Monthly Impact

$711

Savings

Annual Impact

$8.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mobile, AL

Population:183K

Cost Index:

100

100 = national average

Median Home:$180K

Montgomery, AL

Population:201K

Cost Index:

(9% below avg)

Median Home:$104K

Mobile, AL

The Heart of Dixie

183K

Population

State Tax

Yes

Located in Alabama, this city has a population of 183K residents.

Montgomery, AL

The Heart of Dixie

201K

Population

State Tax

Yes

Located in Alabama, this city has a population of 201K residents.

Cost Breakdown by Category

Annual spending: Mobile, AL vs Montgomery, AL

Category	Mobile, AL	Montgomery, AL	Difference	Change
Other	$1,850/mo	$1,523/mo	↓ $327less	17.7%
Housing	$2,105/mo	$1,845/mo	↓ $259less	12.3%
All Utilities	$481/mo	$541/mo	↑ $60.00more	12.5%
Healthcare	$466/mo	$514/mo	↑ $48.56more	10.4%
Transportation	$1,216/mo	$1,202/mo	↓ $13.72less	1.1%
Groceries	$959/mo	$959/mo	↑ $0.69more	0.1%

Other

↓ 17.7%

Mobile, AL

$1,850

Montgomery, AL

$1,523

Difference

$327

less

Housing

↓ 12.3%

Mobile, AL

$2,105

Montgomery, AL

$1,845

Difference

$259

less

All Utilities

↑ 12.5%

Mobile, AL

$481

Montgomery, AL

$541

Difference

$60.00

Healthcare

↑ 10.4%

Mobile, AL

$466

Montgomery, AL

$514

Difference

$48.56

Transportation

↓ 1.1%

Mobile, AL

$1,216

Montgomery, AL

$1,202

Difference

$13.72

less

Groceries

↑ 0.1%

Mobile, AL

$959

Montgomery, AL

$959

Difference

$0.69

🏠Rent Comparison

Studio

From$719

To$830

↑ $111

1 Bed

From$769

To$840

↑ $71.00

2 Bed

From$910

To$980

↑ $70.00

3 Bed

From$1,189

To$1,255

↑ $66.00

Mobile, ALZIP-level data

1BR range: $730–$1,080/mo

Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,076

Monthly in Mobile, AL

$6,585

Monthly in Montgomery, AL

$491

Difference

Home Values

Mobile

Montgomery

$180K

Median Value

$104K

↓ -3.5%

YoY Change

↓ -0.1%

↑ +22.1%

5-Year Change

↑ +27.6%

$55K - $308K

Price Range

$45K - $250K

Homes in Montgomery are 42% less expensive than Mobile

Calculate payment - Mobile Calculate payment - Montgomery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Mobile, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Montgomery, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Additional Tax Information

Mobile, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

Montgomery, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.