Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $3.1K/month more in Garden Grove, CA

$150.0K in your current city equals $187.2K in Garden Grove, CA

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
41.3%
More expensive
Monthly Impact
$3,096
Extra cost
Annual Impact
$37.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Modesto, CA

Population:218K
Cost Index:
100
100 = national average
Median Home:$424K

Garden Grove, CA

Population:168K
Cost Index:
141
(41% above avg)
Median Home:$833K

Modesto, CA

The Golden State

218K
Population
State Tax
Yes

Located in California, this city has a population of 218K residents.

Garden Grove, CA

The Golden State

168K
Population
State Tax
Yes

Located in California, this city has a population of 168K residents.

Cost Breakdown by Category

Annual spending: Modesto, CA vs Garden Grove, CA

Housing
94.1%
Modesto, CA
$3,092
Garden Grove, CA
$6,003
Difference
$2,911
more
Transportation
46.3%
Modesto, CA
$1,475
Garden Grove, CA
$2,158
Difference
$683
more
Groceries
4.6%
Modesto, CA
$1,089
Garden Grove, CA
$1,039
Difference
$49.96
less
Healthcare
9.9%
Modesto, CA
$502
Garden Grove, CA
$551
Difference
$49.57
more
All Utilities
5.2%
Modesto, CA
$530
Garden Grove, CA
$557
Difference
$27.32
more
Other
0.0%
Modesto, CA
$1,724
Garden Grove, CA
$1,724
Difference
$0
same

🏠Rent Comparison

Studio
From$1,290
To$1,750
$460
1 Bed
From$1,390
To$2,050
$660
2 Bed
From$1,800
To$2,650
$850
3 Bed
From$2,500
To$3,800
$1,300
Modesto, CAZIP-level data

1BR range: $1,250$1,780/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,413
Monthly in Modesto, CA
$12,034
Monthly in Garden Grove, CA
$3,620
Difference

Home Values

Modesto
Garden Grove
$424K
Median Value
-
↓ -1.2%
YoY Change
-
↑ +26.4%
5-Year Change
-
$371K - $513K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Modesto, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Garden Grove, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Modesto, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Garden Grove, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Modesto
Garden Grove
53 Moderate
Air Quality
54 Moderate
45.4%
Good Air Days
32.5%
97 High
Climate Risk
100 Very High
🌊🫨
Top Hazards
🔥🌊🌅
+2.4°F
2050 Outlook
+2.6°F
67 days
Heat Days >95°F
12 days
+2.4°F
2050 Outlook
+2.6°F
67 days
Heat Days >95°F
12 days

What to Consider When Moving from Modesto, CA to Garden Grove, CA

Relocating from Modesto, CA to Garden Grove, CA involves more than just comparing rent prices. While the overall cost of living is roughly 41% higher in Garden Grove, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Garden Grove, CA is 94% more expensive than in Modesto, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Garden Grove, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Garden Grove, CA to match your current standard of living in Modesto, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Garden Grove, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Modesto, CA vs Garden Grove, CA

Is Garden Grove, CA cheaper than Modesto, CA?

Garden Grove, CA is approximately 41.3% more expensive than Modesto, CA overall. On a $150,000 salary, that translates to roughly $3,096/month in additional expenses. Housing is the biggest factor, costing 94% more in Garden Grove, CA.

What salary do I need in Garden Grove, CA to match my lifestyle in Modesto, CA?

If you currently earn $150,000 in Modesto, CA, you would need approximately $187,156 in Garden Grove, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Modesto, CA and Garden Grove, CA?

A two-bedroom apartment averages $1,800/month in Modesto, CA compared to $2,650/month in Garden Grove, CA. One-bedroom apartments are $1,390/month in Modesto, CA vs $2,050/month in Garden Grove, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Modesto, CA or Garden Grove, CA?

Groceries are about 5% cheaper in Garden Grove, CA than in Modesto, CA, saving a typical household roughly $49.96/month on food.

What is the best time to move from Modesto, CA to Garden Grove, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

Similar cost to Garden Grove, CA

Other cities in a similar price range

Want to compare different cities?

New Comparison