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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Modesto, CA and Las Vegas, NV have similar living costs

$150.0K in your current city equals $150.0K in Las Vegas, NV

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Modesto, CA

Population:218K
Cost Index:
100
100 = national average
Median Home:$424K

Las Vegas, NV

Population:656K
Cost Index:
100
(national average)
Median Home:$377K

Modesto, CA

The Golden State

218K
Population
State Tax
Yes

Located in California, this city has a population of 218K residents.

Las Vegas, NV

The Silver State

656K
Population
State Tax
No Income Tax
Climate
Hot desert

Notable Facts

  • Entertainment capital
  • No state income tax
  • Desert oasis

Major Industries

TourismEntertainmentTechnologyLogistics

Cost Breakdown by Category

Annual spending: Modesto, CA vs Las Vegas, NV

Housing
6.7%
Modesto, CA
$3,092
Las Vegas, NV
$3,300
Difference
$208
more
Healthcare
25.9%
Modesto, CA
$502
Las Vegas, NV
$632
Difference
$130
more
Other
4.9%
Modesto, CA
$1,724
Las Vegas, NV
$1,808
Difference
$83.70
more
Transportation
4.6%
Modesto, CA
$1,475
Las Vegas, NV
$1,544
Difference
$68.30
more
Groceries
4.6%
Modesto, CA
$1,089
Las Vegas, NV
$1,039
Difference
$49.96
less
All Utilities
4.1%
Modesto, CA
$530
Las Vegas, NV
$508
Difference
$21.86
less

🏠Rent Comparison

Studio
From$1,290
To$1,270
$20.00
1 Bed
From$1,390
To$1,410
$20.00
2 Bed
From$1,800
To$1,655
$145
3 Bed
From$2,500
To$2,300
$200
Modesto, CAZIP-level data

1BR range: $1,250$1,780/mo

Las Vegas, NVZIP-level data

1BR range: $1,330$2,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,413
Monthly in Modesto, CA
$8,831
Monthly in Las Vegas, NV
$418
Difference

Home Values

Modesto
Las Vegas
$424K
Median Value
$377K
↓ -1.2%
YoY Change
↓ -2.3%
↑ +26.4%
5-Year Change
↑ +37.2%
$371K - $513K
Price Range
$265K - $712K

Homes in Las Vegas are 11% less expensive than Modesto

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Modesto, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Las Vegas, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Modesto, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Las Vegas, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Modesto
Las Vegas
53 Moderate
Air Quality
N/A
45.4%
Good Air Days
-
97 High
Climate Risk
N/A
🌊🫨
Top Hazards
-
+2.4°F
2050 Outlook
N/A
67 days
Heat Days >95°F
-
+2.4°F
2050 Outlook
N/A
67 days
Heat Days >95°F
-

💰 See how taxes change too — compare take-home pay between California and Nevada on TaxTakeHome.com

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