Is Spring Valley, NV cheaper than Modesto, CA?

Based on cost of living data, Spring Valley, NV is 2.4% cheaper than Modesto, CA. This translates to saving $181 per month.

What salary do I need in Spring Valley, NV to live like I do in Modesto, CA?

If you earn $150,000 in Modesto, CA, you'd need approximately $147,824.509 in Spring Valley, NV to maintain the same standard of living.

How does housing cost compare between Modesto, CA and Spring Valley, NV?

Housing in Spring Valley, NV is 6.3% cheaper than in Modesto, CA. For a two-bedroom apartment, rent is $1,327/month in Spring Valley, NV compared to $1,800/month in Modesto, CA.

How much can I save per month by moving from Modesto, CA to Spring Valley, NV?

Moving from Modesto, CA to Spring Valley, NV could save you approximately $181 per month, or $2175 per year, based on a $150,000 salary.

Modesto, CA vs Spring Valley, NV: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Modesto, CA

Numbers update automatically as you type

You'd save $181/month moving to Spring Valley, NV

$150.0K in your current city equals $147.8K in Spring Valley, NV

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 2.4%

Less expensive

Monthly Impact

$181

Savings

Annual Impact

$2.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Modesto, CA

Population:218K

Cost Index:

100

100 = national average

Median Home:$424K

Spring Valley, NV

Population:216K

Cost Index:

(2% below avg)

Median Home:$377K

Modesto, CA

The Golden State

218K

Population

State Tax

Yes

Located in California, this city has a population of 218K residents.

Spring Valley, NV

The Silver State

216K

Population

State Tax

No Income Tax

Located in Nevada, this city has a population of 216K residents.

💡 Advantage: Nevada has no state income tax!

Cost Breakdown by Category

Annual spending: Modesto, CA vs Spring Valley, NV

Category	Modesto, CA	Spring Valley, NV	Difference	Change
Housing	$3,092/mo	$2,899/mo	↓ $194less	6.3%
Healthcare	$502/mo	$624/mo	↑ $122more	24.4%
Groceries	$1,089/mo	$1,027/mo	↓ $62.60less	5.7%
Other	$1,724/mo	$1,764/mo	↑ $40.00more	2.3%
Transportation	$1,475/mo	$1,506/mo	↑ $30.99more	2.1%
All Utilities	$530/mo	$502/mo	↓ $28.04less	5.3%

Housing

↓ 6.3%

Modesto, CA

$3,092

Spring Valley, NV

$2,899

Difference

$194

less

Healthcare

↑ 24.4%

Modesto, CA

$502

Spring Valley, NV

$624

Difference

$122

Groceries

↓ 5.7%

Modesto, CA

$1,089

Spring Valley, NV

$1,027

Difference

$62.60

less

Other

↑ 2.3%

Modesto, CA

$1,724

Spring Valley, NV

$1,764

Difference

$40.00

Transportation

↑ 2.1%

Modesto, CA

$1,475

Spring Valley, NV

$1,506

Difference

$30.99

All Utilities

↓ 5.3%

Modesto, CA

$530

Spring Valley, NV

$502

Difference

$28.04

less

🏠Rent Comparison

Studio

From$1,290

To$912

↓ $378

1 Bed

From$1,390

To$1,078

↓ $312

2 Bed

From$1,800

To$1,327

↓ $473

3 Bed

From$2,500

To$1,825

↓ $675

Modesto, CAZIP-level data

1BR range: $1,250–$1,780/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,413

Monthly in Modesto, CA

$8,322

Monthly in Spring Valley, NV

$91.16

Difference

Home Values

Modesto

Spring Valley

$424K

Median Value

↓ -1.2%

YoY Change

↑ +26.4%

5-Year Change

$371K - $513K

Price Range

Calculate payment - Modesto

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Modesto, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Spring Valley, NV

Federal Income Tax

Effective: 18.9%

$25.5K

Nevada State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Modesto, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Spring Valley, NV Tax Rates

Sales Tax:8.2%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.