Monee, IL vs Sergeant Bluff, IA: Cost of Living

Which city costs less?

Sergeant Bluff, IA has a modeled overall cost index 13.9% lower than Monee, IL.

Monee, IL · modeled 2BR rent: $1,500 / month
Sergeant Bluff, IA · modeled 2BR rent: $1,490 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Monee, IL and Sergeant Bluff, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Monee, IL

Numbers update automatically as you type

Estimated savings: $1,188/month in Sergeant Bluff, IA

$150,000 in your current city has a modeled equivalent of $135,743 in Sergeant Bluff, IA

Regional cost estimates: Monee, IL uses Chicago, IL. Sergeant Bluff, IA uses Omaha, NE. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.9%

Less expensive

Monthly Impact

$1,188

Savings

Annual Impact

$14.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Monee, IL

Population:5K

Cost Index:

93.1

100 = national average

Typical Home:$331K

Sergeant Bluff, IA

Population:5K

Cost Index:

80.1

100 = national average

Typical Home:$341K

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Monee, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 5K residents.

Sergeant Bluff, IA

The Hawkeye State

Population

State Tax

Yes

Located in Iowa, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Monee, IL vs Sergeant Bluff, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Monee, IL	Sergeant Bluff, IA	Difference	Change
Housing	$2,433/mo	$1,708/mo	↓ $725less	29.8%
Transportation	$1,481/mo	$1,121/mo	↓ $360less	24.3%
Healthcare	$565/mo	$655/mo	↑ $89.76more	15.9%
Other	$1,550/mo	$1,464/mo	↓ $85.37less	5.5%
Groceries	$978/mo	$912/mo	↓ $65.71less	6.7%
All Utilities	$493/mo	$452/mo	↓ $41.65less	8.4%

Housing

↓ 29.8%

Monee, IL

$2,433

Sergeant Bluff, IA

$1,708

Difference

$725

less

Transportation

↓ 24.3%

Monee, IL

$1,481

Sergeant Bluff, IA

$1,121

Difference

$360

less

Healthcare

↑ 15.9%

Monee, IL

$565

Sergeant Bluff, IA

$655

Difference

$89.76

Other

↓ 5.5%

Monee, IL

$1,550

Sergeant Bluff, IA

$1,464

Difference

$85.37

less

Groceries

↓ 6.7%

Monee, IL

$978

Sergeant Bluff, IA

$912

Difference

$65.71

less

All Utilities

↓ 8.4%

Monee, IL

$493

Sergeant Bluff, IA

$452

Difference

$41.65

less

🏠Rent Comparison

Studio

From$1,250

To$1,030

↓ $220

1 Bed

From$1,330

To$1,190

↓ $140

2 Bed

From$1,500

To$1,490

↓ $10.00

3 Bed

From$1,930

To$1,790

↓ $140

Monee, ILZIP-level data

1BR range: $1,330–$1,330/mo

Sergeant Bluff, IAZIP-level data

1BR range: $1,190–$1,190/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Monee, IL

$6,312

Monthly in Sergeant Bluff, IA

$1,188

Difference

Home Values

Monee

Sergeant Bluff

$331K

Median Value

$341K

↑ +2.2%

YoY Change

↑ +3.5%

↑ +37%

5-Year Change

↑ +35%

Homes in Sergeant Bluff are 3% more expensive than Monee

Calculate payment - Monee Calculate payment - Sergeant Bluff

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.3K

More taxes

Monthly Difference

$273

Less take-home

Effective Rate Diff

2.2%

Rate difference

Monee, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Sergeant Bluff, IA

Federal Income Tax

Effective: 18.9%

$25.5K

Iowa State Tax

Effective: 7.1%

$10.7K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.7K

Take-Home Pay

$8,524/month

$102.3K

Additional Tax Information

Monee, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Sergeant Bluff, IA Tax Rates

Sales Tax:7.4%

Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Monee

Sergeant Bluff

54 Moderate

Air Quality

45 Good

35.8%

Good Air Days

63.7%

100 Very High

Climate Risk

96 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.4°F

18 days

Heat Days >95°F

35 days

▲+3.2°F

2050 Outlook

▲+3.4°F

18 days

Heat Days >95°F

35 days

Before moving from Monee, IL to Sergeant Bluff, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Sergeant Bluff, IA for the same bedroom count and included utilities as your home in Monee, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Monee to Sergeant Bluff moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sergeant Bluff, IA by cost, housing, population and region.

Frequently Asked Questions: Monee, IL vs Sergeant Bluff, IA

How do the cost estimates for Monee, IL and Sergeant Bluff, IA compare?

Sergeant Bluff, IA has a modeled overall cost index 13.9% lower than Monee, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Monee, IL, the model estimates $135,743 in Sergeant Bluff, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Monee, IL and Sergeant Bluff, IA?

The modeled two-bedroom rents are $1,500/month in Monee, IL and $1,490/month in Sergeant Bluff, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Iowa on TaxTakeHome.com