Monroeville, IN vs Lone Tree, IA: Cost of Living

Which city costs less?

Lone Tree, IA has a modeled overall cost index 2.9% higher than Monroeville, IN.

Monroeville, IN · modeled 2BR rent
$970 / month
Lone Tree, IA · modeled 2BR rent
$1,000 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Monroeville, IN and Lone Tree, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $193/month in Lone Tree, IA

$150,000 in your current city has a modeled equivalent of $152,310 in Lone Tree, IA

Regional cost estimates: Monroeville, IN uses Fort Wayne, IN. Lone Tree, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.9%
More expensive
Monthly Impact
$193
Extra cost
Annual Impact
$2.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Monroeville, IN

Population:1K
Cost Index:
73.4
100 = national average
Typical Home:$246K

Lone Tree, IA

Population:1K
Cost Index:
75.5
100 = national average
Typical Home:$245K

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Monroeville, IN

The Hoosier State

1K
Population
State Tax
Yes

Located in Indiana, this city has a population of 1K residents.

Lone Tree, IA

The Hawkeye State

1K
Population
State Tax
Yes

Located in Iowa, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Monroeville, IN vs Lone Tree, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 8.4%
Monroeville, IN
$1,905
Lone Tree, IA
$2,065
Difference
$160
more
Healthcare
↑ 14.0%
Monroeville, IN
$720
Lone Tree, IA
$821
Difference
$101
more
All Utilities
↓ 9.0%
Monroeville, IN
$622
Lone Tree, IA
$566
Difference
$55.71
less
Groceries
↓ 3.7%
Monroeville, IN
$1,137
Lone Tree, IA
$1,095
Difference
$41.69
less
Other
↑ 2.3%
Monroeville, IN
$1,733
Lone Tree, IA
$1,773
Difference
$40.10
more
Transportation
↓ 0.8%
Monroeville, IN
$1,383
Lone Tree, IA
$1,372
Difference
$10.87
less

🏠Rent Comparison

Studio
From$780
To$760
↓ $20.00
1 Bed
From$800
To$830
↑ $30.00
2 Bed
From$970
To$1,000
↑ $30.00
3 Bed
From$1,210
To$1,400
↑ $190
Monroeville, INZIP-level data

1BR range: $800–$800/mo

Lone Tree, IAZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Monroeville, IN
$7,693
Monthly in Lone Tree, IA
$193
Difference

Home Values

Monroeville
Lone Tree
$246K
Median Value
$245K
↑ +7.6%
YoY Change
↑ +4.4%
↑ +51.6%
5-Year Change
↑ +26.3%

Homes in Lone Tree are 1% less expensive than Monroeville

Calculate payment - MonroevilleCalculate payment - Lone Tree

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.9K
More taxes
Monthly Difference
$488
Less take-home
Effective Rate Diff
3.9%
Rate difference

Monroeville, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Lone Tree, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Monroeville, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Lone Tree, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Monroeville
Lone Tree
45 Good
Air Quality
45 Good
62.6%
Good Air Days
67.5%
91 Moderate
Climate Risk
92 Moderate
🌊🌪💨
Top Hazards
🌡☀🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
17 days
Heat Days >95°F
25 days
▲+3.1°F
2050 Outlook
▲+3.4°F
17 days
Heat Days >95°F
25 days

Before moving from Monroeville, IN to Lone Tree, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lone Tree, IA for the same bedroom count and included utilities as your home in Monroeville, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Monroeville to Lone Tree moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lone Tree, IA by cost, housing, population and region.

Frequently Asked Questions: Monroeville, IN vs Lone Tree, IA

How do the cost estimates for Monroeville, IN and Lone Tree, IA compare?

Lone Tree, IA has a modeled overall cost index 2.9% higher than Monroeville, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Monroeville, IN, the model estimates $152,310 in Lone Tree, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Monroeville, IN and Lone Tree, IA?

The modeled two-bedroom rents are $970/month in Monroeville, IN and $1,000/month in Lone Tree, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Iowa on TaxTakeHome.com

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