Is Nashville, TN cheaper than Monsey CDP, NY?

Based on cost of living data, Nashville, TN is 0.8% more expensive than Monsey CDP, NY. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Monsey CDP, NY?

If you earn $150,000 in Monsey CDP, NY, you'd need approximately $150,685.769 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Monsey CDP, NY and Nashville, TN?

Housing in Nashville, TN is 37.6% more expensive than in Monsey CDP, NY. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,408/month in Monsey CDP, NY.

How much can I save per month by moving from Monsey CDP, NY to Nashville, TN?

Monsey CDP, NY and Nashville, TN have very similar costs of living, based on a $150,000 salary.

Monsey CDP, NY vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Monsey CDP, NY — COL adjusted from Newark, NJ area + state data

Current salary in Monsey CDP, NY

Numbers update automatically as you type

You'd spend $57.15/month more in Nashville, TN

$150.0K in your current city equals $150.7K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$57.15

Extra cost

Annual Impact

$686

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Monsey CDP, NY

Population:27K

Cost Index:100

Median Home:$484K

Nashville, TN

Population:689K

Cost Index:101

Median Home:$489K

Monsey CDP, NY

The Empire State

27K

Population

State Tax

Yes

Located in New York, this city has a population of 27K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Monsey CDP, NY vs Nashville, TN

Category	Monsey CDP, NY	Nashville, TN	Difference	Change
🏠Housing	$1,926/mo	$2,651/mo	↑ $725more	37.6%
🚗Transportation	$1,513/mo	$1,284/mo	↓ $229less	15.1%
🛒Groceries	$1,069/mo	$949/mo	↓ $120less	11.2%
🏥Healthcare	$669/mo	$607/mo	↓ $61.89less	9.3%
⚡All Utilities	$579/mo	$519/mo	↓ $60.34less	10.4%
📦Other	$1,917/mo	$1,942/mo	↑ $24.68more	1.3%

🏠Housing

↑ 37.6%

Monsey CDP, NY

$1,926

Nashville, TN

$2,651

Difference

$725

🚗Transportation

↓ 15.1%

Monsey CDP, NY

$1,513

Nashville, TN

$1,284

Difference

$229

less

🛒Groceries

↓ 11.2%

Monsey CDP, NY

$1,069

Nashville, TN

$949

Difference

$120

less

🏥Healthcare

↓ 9.3%

Monsey CDP, NY

$669

Nashville, TN

$607

Difference

$61.89

less

⚡All Utilities

↓ 10.4%

Monsey CDP, NY

$579

Nashville, TN

$519

Difference

$60.34

less

📦Other

↑ 1.3%

Monsey CDP, NY

$1,917

Nashville, TN

$1,942

Difference

$24.68

🏠Rent Comparison

Studio

From$965

To$1,600

↑ $635

1 Bed

From$1,126

To$1,680

↑ $554

2 Bed

From$1,408

To$1,840

↑ $432

3 Bed

From$1,931

To$2,350

↑ $419

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,674

Monthly in Monsey CDP, NY

$7,952

Monthly in Nashville, TN

$278

Difference

Home Values

Monsey CDP

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Monsey CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Monsey CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.