Is Phoenix, AZ cheaper than Monsey CDP, NY?

Based on cost of living data, Phoenix, AZ is 1.0% more expensive than Monsey CDP, NY. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Monsey CDP, NY?

If you earn $150,000 in Monsey CDP, NY, you'd need approximately $150,861.858 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Monsey CDP, NY and Phoenix, AZ?

Housing in Phoenix, AZ is 44.8% more expensive than in Monsey CDP, NY. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,408/month in Monsey CDP, NY.

How much can I save per month by moving from Monsey CDP, NY to Phoenix, AZ?

Monsey CDP, NY and Phoenix, AZ have very similar costs of living, based on a $150,000 salary.

Monsey CDP, NY vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Monsey CDP, NY — COL adjusted from Newark, NJ area + state data

Current salary in Monsey CDP, NY

Numbers update automatically as you type

You'd spend $71.82/month more in Phoenix, AZ

$150.0K in your current city equals $150.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 1.0%

More expensive

Monthly Impact

$71.82

Extra cost

Annual Impact

$862

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Monsey CDP, NY

Population:27K

Cost Index:100

Median Home:$484K

Phoenix, AZ

Population:1608K

Cost Index:101

Median Home:$414K

Monsey CDP, NY

The Empire State

27K

Population

State Tax

Yes

Located in New York, this city has a population of 27K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Monsey CDP, NY vs Phoenix, AZ

Category	Monsey CDP, NY	Phoenix, AZ	Difference	Change
🏠Housing	$1,926/mo	$2,788/mo	↑ $863more	44.8%
📦Other	$1,917/mo	$1,677/mo	↓ $240less	12.5%
🛒Groceries	$1,069/mo	$963/mo	↓ $106less	9.9%
🏥Healthcare	$669/mo	$589/mo	↓ $80.48less	12.0%
🚗Transportation	$1,513/mo	$1,489/mo	↓ $23.76less	1.6%
⚡All Utilities	$579/mo	$561/mo	↓ $18.27less	3.2%

🏠Housing

↑ 44.8%

Monsey CDP, NY

$1,926

Phoenix, AZ

$2,788

Difference

$863

📦Other

↓ 12.5%

Monsey CDP, NY

$1,917

Phoenix, AZ

$1,677

Difference

$240

less

🛒Groceries

↓ 9.9%

Monsey CDP, NY

$1,069

Phoenix, AZ

$963

Difference

$106

less

🏥Healthcare

↓ 12.0%

Monsey CDP, NY

$669

Phoenix, AZ

$589

Difference

$80.48

less

🚗Transportation

↓ 1.6%

Monsey CDP, NY

$1,513

Phoenix, AZ

$1,489

Difference

$23.76

less

⚡All Utilities

↓ 3.2%

Monsey CDP, NY

$579

Phoenix, AZ

$561

Difference

$18.27

less

🏠Rent Comparison

Studio

From$965

To$1,390

↑ $425

1 Bed

From$1,126

To$1,510

↑ $384

2 Bed

From$1,408

To$1,750

↑ $342

3 Bed

From$1,931

To$2,330

↑ $399

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,674

Monthly in Monsey CDP, NY

$8,068

Monthly in Phoenix, AZ

$394

Difference

Home Values

Monsey CDP

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.3K

Per year

Monthly Difference

$359

More take-home

Effective Rate Diff

2.9%

Rate difference

Monsey CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Monsey CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.