Is Kansas City, MO cheaper than Monterey Park, CA?

Based on cost of living data, Kansas City, MO is 42.8% cheaper than Monterey Park, CA. This translates to saving $3213 per month.

What salary do I need in Kansas City, MO to live like I do in Monterey Park, CA?

If you earn $150,000 in Monterey Park, CA, you'd need approximately $111,442.698 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Monterey Park, CA and Kansas City, MO?

Housing in Kansas City, MO is 66.8% cheaper than in Monterey Park, CA. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,826/month in Monterey Park, CA.

How much can I save per month by moving from Monterey Park, CA to Kansas City, MO?

Moving from Monterey Park, CA to Kansas City, MO could save you approximately $3213 per month, or $38557 per year, based on a $150,000 salary.

Monterey Park, CA vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Monterey Park, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Monterey Park, CA

Numbers update automatically as you type

You'd save $3.2K/month moving to Kansas City, MO

$150.0K in your current city equals $111.4K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 42.8%

Less expensive

Monthly Impact

$3,213

Savings

Annual Impact

$38.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Monterey Park, CA

Population:58K

Cost Index:100

Median Home:$907K

Kansas City, MO

Population:508K

Cost Index:57

Median Home:$257K

Monterey Park, CA

The Golden State

58K

Population

State Tax

Yes

Located in California, this city has a population of 58K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Monterey Park, CA vs Kansas City, MO

Category	Monterey Park, CA	Kansas City, MO	Difference	Change
🏠Housing	$6,337/mo	$2,105/mo	↓ $4,232less	66.8%
🚗Transportation	$1,961/mo	$1,216/mo	↓ $745less	38.0%
🏥Healthcare	$528/mo	$607/mo	↑ $79.21more	15.0%
🛒Groceries	$992/mo	$949/mo	↓ $42.24less	4.3%
📦Other	$1,573/mo	$1,607/mo	↑ $34.37more	2.2%
⚡All Utilities	$531/mo	$535/mo	↑ $4.23more	0.8%

🏠Housing

↓ 66.8%

Monterey Park, CA

$6,337

Kansas City, MO

$2,105

Difference

$4,232

less

🚗Transportation

↓ 38.0%

Monterey Park, CA

$1,961

Kansas City, MO

$1,216

Difference

$745

less

🏥Healthcare

↑ 15.0%

Monterey Park, CA

$528

Kansas City, MO

$607

Difference

$79.21

🛒Groceries

↓ 4.3%

Monterey Park, CA

$992

Kansas City, MO

$949

Difference

$42.24

less

📦Other

↑ 2.2%

Monterey Park, CA

$1,573

Kansas City, MO

$1,607

Difference

$34.37

⚡All Utilities

↑ 0.8%

Monterey Park, CA

$531

Kansas City, MO

$535

Difference

$4.23

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Monterey Park, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,305

To$1,180

↓ $125

1 Bed

From$1,463

To$1,280

↓ $183

2 Bed

From$1,826

To$1,460

↓ $366

3 Bed

From$2,317

To$1,900

↓ $417

Monterey Park, CAZIP-level data

1BR range: $1,880–$1,910/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,921

Monthly in Monterey Park, CA

$7,020

Monthly in Kansas City, MO

$4,902

Difference

Home Values

Monterey Park

Kansas City

$907K

Median Value

$257K

YoY Change

↑ +0.6%

↑ +28.4%

5-Year Change

↑ +32.2%

$899K - $914K

Price Range

$80K - $587K

Homes in Kansas City are 72% less expensive than Monterey Park

Calculate payment - Monterey Park Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Monterey Park, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Monterey Park, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.