Monterey Park, CA vs Montebello, CA: Cost of Living

Which city costs less?

Montebello, CA has a modeled overall cost index 18.1% lower than Monterey Park, CA.

Monterey Park, CA · modeled 2BR rent: $2,365 / month
Montebello, CA · modeled 2BR rent: $2,390 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Monterey Park, CA and Montebello, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Monterey Park, CA

Numbers update automatically as you type

Estimated savings: $1,188/month in Montebello, CA

$150,000 in your current city has a modeled equivalent of $135,742 in Montebello, CA

Regional cost estimates: Monterey Park, CA uses Los Angeles, CA. Montebello, CA uses Long Beach, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 18.1%

Less expensive

Monthly Impact

$1,188

Savings

Annual Impact

$14.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Monterey Park, CA

Population:58K

Cost Index:

157.5

100 = national average

Typical Home:$907K

Montebello, CA

Population:60K

Cost Index:

129.0

100 = national average

Typical Home:$807K

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Monterey Park, CA

The Golden State

58K

Population

State Tax

Yes

Located in California, this city has a population of 58K residents.

Montebello, CA

The Golden State

60K

Population

State Tax

Yes

Located in California, this city has a population of 60K residents.

Cost Breakdown by Category

Estimated monthly spending: Monterey Park, CA vs Montebello, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Monterey Park, CA	Montebello, CA	Difference	Change
Housing	$3,987/mo	$2,657/mo	↓ $1,330less	33.3%
Transportation	$1,234/mo	$1,297/mo	↑ $63.66more	5.2%
Other	$989/mo	$1,036/mo	↑ $47.03more	4.8%
Groceries	$624/mo	$639/mo	↑ $15.28more	2.4%
All Utilities	$334/mo	$343/mo	↑ $8.51more	2.5%
Healthcare	$332/mo	$339/mo	↑ $6.94more	2.1%

Housing

↓ 33.3%

Monterey Park, CA

$3,987

Montebello, CA

$2,657

Difference

$1,330

less

Transportation

↑ 5.2%

Monterey Park, CA

$1,234

Montebello, CA

$1,297

Difference

$63.66

Other

↑ 4.8%

Monterey Park, CA

$989

Montebello, CA

$1,036

Difference

$47.03

Groceries

↑ 2.4%

Monterey Park, CA

$624

Montebello, CA

$639

Difference

$15.28

All Utilities

↑ 2.5%

Monterey Park, CA

$334

Montebello, CA

$343

Difference

$8.51

Healthcare

↑ 2.1%

Monterey Park, CA

$332

Montebello, CA

$339

Difference

$6.94

🏠Rent Comparison

Studio

From$1,690

To$1,710

↑ $20.00

1 Bed

From$1,895

To$1,920

↑ $25.00

2 Bed

From$2,365

To$2,390

↑ $25.00

3 Bed

From$3,000

To$3,030

↑ $30.00

Monterey Park, CAZIP-level data

1BR range: $1,880–$1,910/mo

Montebello, CAZIP-level data

1BR range: $1,920–$1,920/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Monterey Park, CA

$6,312

Monthly in Montebello, CA

$1,188

Difference

Home Values

Monterey Park

Montebello

$907K

Median Value

$807K

YoY Change

↑ +28.4%

5-Year Change

↑ +25.8%

$899K - $914K

Price Range

$807K

Homes in Montebello are 11% less expensive than Monterey Park

Calculate payment - Monterey Park Calculate payment - Montebello

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Monterey Park, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Montebello, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Monterey Park, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Montebello, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Monterey Park

Montebello

80 Moderate

Air Quality

80 Moderate

10.4%

Good Air Days

10.4%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🔥🌊🌅

▲+2.6°F

2050 Outlook

▲+2.3°F

17 days

Heat Days >95°F

5 days

▲+2.6°F

2050 Outlook

▲+2.3°F

17 days

Heat Days >95°F

5 days

Before moving from Monterey Park, CA to Montebello, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Montebello, CA for the same bedroom count and included utilities as your home in Monterey Park, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Monterey Park to Montebello moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Montebello, CA by cost, housing, population and region.

Frequently Asked Questions: Monterey Park, CA vs Montebello, CA

How do the cost estimates for Monterey Park, CA and Montebello, CA compare?

Montebello, CA has a modeled overall cost index 18.1% lower than Monterey Park, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Monterey Park, CA, the model estimates $135,742 in Montebello, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Monterey Park, CA and Montebello, CA?

The modeled two-bedroom rents are $2,365/month in Monterey Park, CA and $2,390/month in Montebello, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.