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Cost of Living Comparison 2026

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You'd spend $1.6K/month more in Austin, TX

$150.0K in your current city equals $169.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 21.2%
More expensive
Monthly Impact
$1,588
Extra cost
Annual Impact
$19.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:100
Median Home:$104K

Austin, TX

Population:979K
Cost Index:121
Median Home:$558K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Austin, TX

🏠Housing
↑ 56.3%
Montgomery, AL
$1,845
Austin, TX
$2,885
Difference
$1,039
more
📦Other
↑ 14.3%
Montgomery, AL
$1,523
Austin, TX
$1,741
Difference
$218
more
🚗Transportation
↑ 6.8%
Montgomery, AL
$1,202
Austin, TX
$1,284
Difference
$81.96
more
🏥Healthcare
↑ 14.5%
Montgomery, AL
$514
Austin, TX
$589
Difference
$74.35
more
🛒Groceries
→ 0.0%
Montgomery, AL
$959
Austin, TX
$959
Difference
$0
same
⚡All Utilities
→ 0.0%
Montgomery, AL
$541
Austin, TX
$541
Difference
$0
same

🏠Rent Comparison

Studio
From$830
To$1,585
↑ $755
1 Bed
From$840
To$1,685
↑ $845
2 Bed
From$980
To$1,995
↑ $1,015
3 Bed
From$1,255
To$2,525
↑ $1,270
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$7,998
Monthly in Austin, TX
$1,413
Difference

Home Values

Montgomery
Austin
$104K
Median Value
$558K
↓ -0.1%
YoY Change
↓ -5%
↑ +27.6%
5-Year Change
↑ +12.6%
$45K - $250K
Price Range
$272K - $1.26M

Homes in Austin are 437% more expensive than Montgomery

Calculate payment - MontgomeryCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Austin
42 Good
Air Quality
52 Moderate
69%
Good Air Days
42.6%
92 Moderate
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.6°F
2050 Outlook
▲+2.5°F
62 days
Heat Days >95°F
98 days
▲+2.6°F
2050 Outlook
▲+2.5°F
62 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Alabama and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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