MoveNumbers
Tap to swap

Cost of Living Comparison 2026

$

Numbers update automatically as you type

You'd spend $2.2K/month more in Denver, CO

$150.0K in your current city equals $176.5K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
29.4%
More expensive
Monthly Impact
$2,206
Extra cost
Annual Impact
$26.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:100
Median Home:$104K

Denver, CO

Population:716K
Cost Index:129
Median Home:$513K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • Mile-high city (5,280 ft)
  • Outdoor recreation hub
  • Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Denver, CO

🏠Housing
76.1%
Montgomery, AL
$1,845
Denver, CO
$3,248
Difference
$1,403
more
🚗Transportation
21.6%
Montgomery, AL
$1,202
Denver, CO
$1,462
Difference
$260
more
📦Other
16.5%
Montgomery, AL
$1,523
Denver, CO
$1,774
Difference
$251
more
🏥Healthcare
22.9%
Montgomery, AL
$514
Denver, CO
$632
Difference
$118
more
🛒Groceries
7.3%
Montgomery, AL
$959
Denver, CO
$1,029
Difference
$69.95
more
All Utilities
4.0%
Montgomery, AL
$541
Denver, CO
$519
Difference
$21.86
less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Montgomery, AL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$830
To$1,720
$890
1 Bed
From$840
To$1,840
$1,000
2 Bed
From$980
To$2,190
$1,210
3 Bed
From$1,255
To$2,870
$1,615
Montgomery, ALZIP-level data

1BR range: $750$1,110/mo

Denver, COZIP-level data

1BR range: $1,620$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$8,665
Monthly in Denver, CO
$2,080
Difference

Home Values

Montgomery
Denver
$104K
Median Value
$513K
↓ -0.1%
YoY Change
↓ -4.2%
↑ +27.6%
5-Year Change
↑ +13%
$45K - $250K
Price Range
$352K - $933K

Homes in Denver are 393% more expensive than Montgomery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$860
Per year
Monthly Difference
$71.67
More take-home
Effective Rate Diff
0.6%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Denver
42 Good
Air Quality
55 Moderate
69%
Good Air Days
35.2%
92 Moderate
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌪💨
+2.6°F
2050 Outlook
+3.3°F
62 days
Heat Days >95°F
28 days
+2.6°F
2050 Outlook
+3.3°F
62 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Alabama and Colorado on TaxTakeHome.com

Similar cost to Denver, CO

Other cities in a similar price range

Want to compare different cities?

New Comparison