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Cost of Living Comparison 2026

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You'd spend $1.6K/month more in Nashville, TN

$150.0K in your current city equals $169.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
21.2%
More expensive
Monthly Impact
$1,588
Extra cost
Annual Impact
$19.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:100
Median Home:$104K

Nashville, TN

Population:689K
Cost Index:121
Median Home:$489K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Music City USA
  • Country music capital
  • Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Nashville, TN

🏠Housing
43.7%
Montgomery, AL
$1,845
Nashville, TN
$2,651
Difference
$806
more
📦Other
27.5%
Montgomery, AL
$1,523
Nashville, TN
$1,942
Difference
$419
more
🏥Healthcare
18.1%
Montgomery, AL
$514
Nashville, TN
$607
Difference
$92.94
more
🚗Transportation
6.8%
Montgomery, AL
$1,202
Nashville, TN
$1,284
Difference
$81.96
more
All Utilities
4.0%
Montgomery, AL
$541
Nashville, TN
$519
Difference
$21.86
less
🛒Groceries
1.0%
Montgomery, AL
$959
Nashville, TN
$949
Difference
$9.99
less

🏠Rent Comparison

Studio
From$830
To$1,600
$770
1 Bed
From$840
To$1,680
$840
2 Bed
From$980
To$1,840
$860
3 Bed
From$1,255
To$2,350
$1,095
Montgomery, ALZIP-level data

1BR range: $750$1,110/mo

Nashville, TNZIP-level data

1BR range: $1,320$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$7,952
Monthly in Nashville, TN
$1,367
Difference

Home Values

Montgomery
Nashville
$104K
Median Value
$489K
↓ -0.1%
YoY Change
↓ -2.1%
↑ +27.6%
5-Year Change
↑ +32.1%
$45K - $250K
Price Range
$320K - $1.16M

Homes in Nashville are 370% more expensive than Montgomery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Nashville
42 Good
Air Quality
50 Good
69%
Good Air Days
51.6%
92 Moderate
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
+2.6°F
2050 Outlook
+2.8°F
62 days
Heat Days >95°F
42 days
+2.6°F
2050 Outlook
+2.8°F
62 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Alabama and Tennessee on TaxTakeHome.com

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