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Cost of Living Comparison 2026

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You'd spend $1.1K/month more in Raleigh, NC

$150.0K in your current city equals $162.7K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 14.1%
More expensive
Monthly Impact
$1,059
Extra cost
Annual Impact
$12.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:100
Median Home:$104K

Raleigh, NC

Population:474K
Cost Index:114
Median Home:$512K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Raleigh, NC

🏠Housing
↑ 33.8%
Montgomery, AL
$1,845
Raleigh, NC
$2,469
Difference
$624
more
📦Other
↑ 12.1%
Montgomery, AL
$1,523
Raleigh, NC
$1,707
Difference
$184
more
🏥Healthcare
↑ 16.9%
Montgomery, AL
$514
Raleigh, NC
$601
Difference
$86.74
more
🚗Transportation
↑ 6.8%
Montgomery, AL
$1,202
Raleigh, NC
$1,284
Difference
$81.96
more
⚡All Utilities
↑ 1.0%
Montgomery, AL
$541
Raleigh, NC
$546
Difference
$5.46
more
🛒Groceries
→ 0.0%
Montgomery, AL
$959
Raleigh, NC
$959
Difference
$0
same

🏠Rent Comparison

Studio
From$830
To$1,570
↑ $740
1 Bed
From$840
To$1,640
↑ $800
2 Bed
From$980
To$1,800
↑ $820
3 Bed
From$1,255
To$2,255
↑ $1,000
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$7,567
Monthly in Raleigh, NC
$982
Difference

Home Values

Montgomery
Raleigh
$104K
Median Value
$512K
↓ -0.1%
YoY Change
↓ -0.5%
↑ +27.6%
5-Year Change
↑ +38.2%
$45K - $250K
Price Range
$314K - $992K

Homes in Raleigh are 392% more expensive than Montgomery

Calculate payment - MontgomeryCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $335
Per year
Monthly Difference
$27.92
More take-home
Effective Rate Diff
0.2%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Raleigh
42 Good
Air Quality
46 Good
69%
Good Air Days
61.7%
92 Moderate
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.6°F
2050 Outlook
▲+2.8°F
62 days
Heat Days >95°F
31 days
▲+2.6°F
2050 Outlook
▲+2.8°F
62 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Alabama and North Carolina on TaxTakeHome.com

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