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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $5.9K/month more in Washington, DC

$150.0K in your current city equals $220.9K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
78.8%
More expensive
Monthly Impact
$5,912
Extra cost
Annual Impact
$70.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$104K

Washington, DC

Population:690K
Cost Index:
179
(79% above avg)
Median Home:$556K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Washington, DC

Housing
236.6%
Montgomery, AL
$1,845
Washington, DC
$6,211
Difference
$4,366
more
Transportation
56.8%
Montgomery, AL
$1,202
Washington, DC
$1,885
Difference
$683
more
Other
19.8%
Montgomery, AL
$1,523
Washington, DC
$1,825
Difference
$301
more
Groceries
12.5%
Montgomery, AL
$959
Washington, DC
$1,079
Difference
$120
more
Healthcare
22.9%
Montgomery, AL
$514
Washington, DC
$632
Difference
$118
more
All Utilities
6.1%
Montgomery, AL
$541
Washington, DC
$508
Difference
$32.79
less

🏠Rent Comparison

Studio
From$830
To$2,150
$1,320
1 Bed
From$840
To$2,215
$1,375
2 Bed
From$980
To$2,470
$1,490
3 Bed
From$1,255
To$3,115
$1,860
Montgomery, ALZIP-level data

1BR range: $750$1,110/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$12,140
Monthly in Washington, DC
$5,555
Difference

Home Values

Montgomery
Washington
$104K
Median Value
$556K
↓ -0.1%
YoY Change
↓ -2.2%
↑ +27.6%
5-Year Change
↓ -5.6%
$45K - $250K
Price Range
$233K - $1.35M

Homes in Washington are 434% more expensive than Montgomery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.7K
More taxes
Monthly Difference
$308
Less take-home
Effective Rate Diff
2.5%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Washington
42 Good
Air Quality
45 Good
69%
Good Air Days
63.7%
92 Moderate
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
+2.6°F
2050 Outlook
+2.9°F
62 days
Heat Days >95°F
27 days
+2.6°F
2050 Outlook
+2.9°F
62 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between Alabama and Washington DC on TaxTakeHome.com

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