Is St. Louis, MO cheaper than Montgomery Village, MD?

Based on cost of living data, St. Louis, MO is 38.8% cheaper than Montgomery Village, MD. This translates to saving $2910 per month.

What salary do I need in St. Louis, MO to live like I do in Montgomery Village, MD?

If you earn $150,000 in Montgomery Village, MD, you'd need approximately $115,081.987 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Montgomery Village, MD and St. Louis, MO?

Housing in St. Louis, MO is 64.2% cheaper than in Montgomery Village, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,226/month in Montgomery Village, MD.

How much can I save per month by moving from Montgomery Village, MD to St. Louis, MO?

Moving from Montgomery Village, MD to St. Louis, MO could save you approximately $2910 per month, or $34918 per year, based on a $150,000 salary.

Montgomery Village, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Montgomery Village, MD — COL adjusted from Washington, DC area + state data

Current salary in Montgomery Village, MD

Numbers update automatically as you type

You'd save $2.9K/month moving to St. Louis, MO

$150.0K in your current city equals $115.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 38.8%

Less expensive

Monthly Impact

$2,910

Savings

Annual Impact

$34.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery Village, MD

Population:35K

Cost Index:100

Median Home:$556K

St. Louis, MO

Population:302K

Cost Index:61

Median Home:$145K

Montgomery Village, MD

The Old Line State

35K

Population

State Tax

Yes

Located in Maryland, this city has a population of 35K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Montgomery Village, MD vs St. Louis, MO

Category	Montgomery Village, MD	St. Louis, MO	Difference	Change
🏠Housing	$5,228/mo	$1,871/mo	↓ $3,357less	64.2%
🚗Transportation	$1,763/mo	$1,216/mo	↓ $547less	31.0%
📦Other	$1,706/mo	$1,607/mo	↓ $99.40less	5.8%
🛒Groceries	$1,044/mo	$949/mo	↓ $94.36less	9.0%
🏥Healthcare	$611/mo	$527/mo	↓ $84.51less	13.8%
⚡All Utilities	$491/mo	$535/mo	↑ $44.06more	9.0%

🏠Housing

↓ 64.2%

Montgomery Village, MD

$5,228

St. Louis, MO

$1,871

Difference

$3,357

less

🚗Transportation

↓ 31.0%

Montgomery Village, MD

$1,763

St. Louis, MO

$1,216

Difference

$547

less

📦Other

↓ 5.8%

Montgomery Village, MD

$1,706

St. Louis, MO

$1,607

Difference

$99.40

less

🛒Groceries

↓ 9.0%

Montgomery Village, MD

$1,044

St. Louis, MO

$949

Difference

$94.36

less

🏥Healthcare

↓ 13.8%

Montgomery Village, MD

$611

St. Louis, MO

$527

Difference

$84.51

less

⚡All Utilities

↑ 9.0%

Montgomery Village, MD

$491

St. Louis, MO

$535

Difference

$44.06

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Montgomery Village, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,510

To$910

↓ $600

1 Bed

From$1,749

To$950

↓ $799

2 Bed

From$2,226

To$1,160

↓ $1,066

3 Bed

From$3,100

To$1,490

↓ $1,610

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,843

Monthly in Montgomery Village, MD

$6,705

Monthly in St. Louis, MO

$4,138

Difference

Home Values

Montgomery Village

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Montgomery Village, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Montgomery Village, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.