Is Nashville, TN cheaper than Moreno Valley, CA?

Based on cost of living data, Nashville, TN is 12.0% cheaper than Moreno Valley, CA. This translates to saving $897 per month.

What salary do I need in Nashville, TN to live like I do in Moreno Valley, CA?

If you earn $150,000 in Moreno Valley, CA, you'd need approximately $139,230.769 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Moreno Valley, CA and Nashville, TN?

Housing in Nashville, TN is 24.4% cheaper than in Moreno Valley, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,560/month in Moreno Valley, CA.

How much can I save per month by moving from Moreno Valley, CA to Nashville, TN?

Moving from Moreno Valley, CA to Nashville, TN could save you approximately $897 per month, or $10769 per year, based on a $150,000 salary.

Moreno Valley, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Moreno Valley, CA — ZIP-level rent data · COL adjusted from Riverside, CA area

Current salary in Moreno Valley, CA

Numbers update automatically as you type

You'd save $897/month moving to Nashville, TN

$150.0K in your current city equals $139.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 12.0%

Less expensive

Monthly Impact

$897

Savings

Annual Impact

$10.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moreno Valley, CA

Population:212K

Cost Index:100

Median Home:$560K

Nashville, TN

Population:689K

Cost Index:88

Median Home:$489K

Moreno Valley, CA

The Golden State

212K

Population

State Tax

Yes

Located in California, this city has a population of 212K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Moreno Valley, CA vs Nashville, TN

Category	Moreno Valley, CA	Nashville, TN	Difference	Change
🚗Transportation	$2,158/mo	$1,284/mo	↓ $874less	40.5%
🏠Housing	$3,508/mo	$2,651/mo	↓ $858less	24.4%
📦Other	$1,724/mo	$1,942/mo	↑ $218more	12.6%
🛒Groceries	$1,039/mo	$949/mo	↓ $89.93less	8.7%
🏥Healthcare	$551/mo	$607/mo	↑ $55.76more	10.1%
⚡All Utilities	$557/mo	$519/mo	↓ $38.25less	6.9%

🚗Transportation

↓ 40.5%

Moreno Valley, CA

$2,158

Nashville, TN

$1,284

Difference

$874

less

🏠Housing

↓ 24.4%

Moreno Valley, CA

$3,508

Nashville, TN

$2,651

Difference

$858

less

📦Other

↑ 12.6%

Moreno Valley, CA

$1,724

Nashville, TN

$1,942

Difference

$218

🛒Groceries

↓ 8.7%

Moreno Valley, CA

$1,039

Nashville, TN

$949

Difference

$89.93

less

🏥Healthcare

↑ 10.1%

Moreno Valley, CA

$551

Nashville, TN

$607

Difference

$55.76

⚡All Utilities

↓ 6.9%

Moreno Valley, CA

$557

Nashville, TN

$519

Difference

$38.25

less

🏠Rent Comparison

Studio

From$1,970

To$1,600

↓ $370

1 Bed

From$2,070

To$1,680

↓ $390

2 Bed

From$2,560

To$1,840

↓ $720

3 Bed

From$3,390

To$2,350

↓ $1,040

Moreno Valley, CAZIP-level data

1BR range: $1,970–$2,360/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in Moreno Valley, CA

$7,952

Monthly in Nashville, TN

$1,587

Difference

Home Values

Moreno Valley

Nashville

$560K

Median Value

$489K

↓ -2.6%

YoY Change

↓ -2.1%

↑ +38.4%

5-Year Change

↑ +32.1%

$510K - $606K

Price Range

$320K - $1.16M

Homes in Nashville are 13% less expensive than Moreno Valley

Calculate payment - Moreno Valley Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Moreno Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Moreno Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.