Morris, IL vs Andover, KS: Cost of Living

Which city costs less?

Andover, KS has a modeled overall cost index 14.4% lower than Morris, IL.

Morris, IL · modeled 2BR rent: $1,700 / month
Andover, KS · modeled 2BR rent: $1,650 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Morris, IL and Andover, KS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Morris, IL

Numbers update automatically as you type

Estimated savings: $1,251/month in Andover, KS

$150,000 in your current city has a modeled equivalent of $134,993 in Andover, KS

Regional cost estimates: Morris, IL uses Chicago, IL. Andover, KS uses Wichita, KS. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 14.4%

Less expensive

Monthly Impact

$1,251

Savings

Annual Impact

$15.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Morris, IL

Population:15K

Cost Index:

93.4

100 = national average

Typical Home:$300K

Andover, KS

Population:16K

Cost Index:

80.0

100 = national average

Typical Home:$321K

Planning the move to Andover?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Morris, IL

The Prairie State

15K

Population

State Tax

Yes

Located in Illinois, this city has a population of 15K residents.

Andover, KS

The Sunflower State

16K

Population

State Tax

Yes

Located in Kansas, this city has a population of 16K residents.

Cost Breakdown by Category

Estimated monthly spending: Morris, IL vs Andover, KS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Morris, IL	Andover, KS	Difference	Change
Housing	$2,434/mo	$1,576/mo	↓ $858less	35.3%
Transportation	$1,482/mo	$1,141/mo	↓ $341less	23.0%
Groceries	$976/mo	$875/mo	↓ $101less	10.4%
All Utilities	$492/mo	$527/mo	↑ $34.51more	7.0%
Healthcare	$564/mo	$573/mo	↑ $8.86more	1.6%
Other	$1,550/mo	$1,557/mo	↑ $6.64more	0.4%

Housing

↓ 35.3%

Morris, IL

$2,434

Andover, KS

$1,576

Difference

$858

less

Transportation

↓ 23.0%

Morris, IL

$1,482

Andover, KS

$1,141

Difference

$341

less

Groceries

↓ 10.4%

Morris, IL

$976

Andover, KS

$875

Difference

$101

less

All Utilities

↑ 7.0%

Morris, IL

$492

Andover, KS

$527

Difference

$34.51

Healthcare

↑ 1.6%

Morris, IL

$564

Andover, KS

$573

Difference

$8.86

Other

↑ 0.4%

Morris, IL

$1,550

Andover, KS

$1,557

Difference

$6.64

🏠Rent Comparison

Studio

From$1,290

To$1,170

↓ $120

1 Bed

From$1,300

To$1,280

↓ $20.00

2 Bed

From$1,700

To$1,650

↓ $50.00

3 Bed

From$2,380

To$2,170

↓ $210

Morris, ILZIP-level data

1BR range: $1,300–$1,300/mo

Andover, KSZIP-level data

1BR range: $1,280–$1,280/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Morris, IL

$6,249

Monthly in Andover, KS

$1,251

Difference

Home Values

Morris

Andover

$300K

Median Value

$321K

↑ +4%

YoY Change

↑ +2.7%

↑ +29.7%

5-Year Change

↑ +34.4%

Homes in Andover are 7% more expensive than Morris

Calculate payment - Morris Calculate payment - Andover

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $993

More taxes

Monthly Difference

$82.75

Less take-home

Effective Rate Diff

0.7%

Rate difference

Morris, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Andover, KS

Federal Income Tax

Effective: 18.9%

$25.5K

Kansas State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,714/month

$104.6K

Additional Tax Information

Morris, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Andover, KS Tax Rates

Sales Tax:8.7%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Morris

Andover

54 Moderate

Air Quality

43 Good

35.8%

Good Air Days

75.1%

100 Very High

Climate Risk

97 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.1°F

18 days

Heat Days >95°F

61 days

▲+3.2°F

2050 Outlook

▲+3.1°F

18 days

Heat Days >95°F

61 days

Before moving from Morris, IL to Andover, KS

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Andover, KS for the same bedroom count and included utilities as your home in Morris, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Morris to Andover moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Andover, KS by cost, housing, population and region.

Frequently Asked Questions: Morris, IL vs Andover, KS

How do the cost estimates for Morris, IL and Andover, KS compare?

Andover, KS has a modeled overall cost index 14.4% lower than Morris, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Morris, IL, the model estimates $134,993 in Andover, KS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Morris, IL and Andover, KS?

The modeled two-bedroom rents are $1,700/month in Morris, IL and $1,650/month in Andover, KS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Kansas on TaxTakeHome.com