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Cost of Living Comparison 2026

📍 Morristown, TN — ZIP-level rent data · COL adjusted from Lexington, KY area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $168.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Knoxville, TN area
Overall Cost
↑ 20.8%
More expensive
Monthly Impact
$1,563
Extra cost
Annual Impact
$18.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Morristown, TN

Population:32K
Cost Index:100
Median Home:$251K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

Morristown, TN

The Volunteer State

32K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 32K residents.

💡 Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Morristown, TN vs Phoenix, AZ

🏠Housing
↑ 44.2%
Morristown, TN
$1,933
Phoenix, AZ
$2,788
Difference
$855
more
🚗Transportation
↑ 33.4%
Morristown, TN
$1,116
Phoenix, AZ
$1,489
Difference
$372
more
📦Other
↑ 11.3%
Morristown, TN
$1,507
Phoenix, AZ
$1,677
Difference
$171
more
⚡All Utilities
↑ 26.1%
Morristown, TN
$445
Phoenix, AZ
$561
Difference
$116
more
🏥Healthcare
↑ 11.4%
Morristown, TN
$528
Phoenix, AZ
$589
Difference
$60.17
more
🛒Groceries
↑ 4.8%
Morristown, TN
$919
Phoenix, AZ
$963
Difference
$44.00
more

🏠Rent Comparison

Studio
From$683
To$1,390
↑ $707
1 Bed
From$691
To$1,510
↑ $819
2 Bed
From$882
To$1,750
↑ $868
3 Bed
From$1,120
To$2,330
↑ $1,210
Morristown, TNZIP-level data

1BR range: $870–$900/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,449
Monthly in Morristown, TN
$8,068
Monthly in Phoenix, AZ
$1,619
Difference

Home Values

Morristown
Phoenix
$251K
Median Value
$414K
↑ +1.7%
YoY Change
↓ -3.1%
↑ +50.4%
5-Year Change
↑ +30.2%
$226K - $277K
Price Range
$274K - $957K

Homes in Phoenix are 65% more expensive than Morristown

Calculate payment - MorristownCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Morristown, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Morristown, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Morristown
Phoenix
41 Good
Air Quality
77 Moderate
79.2%
Good Air Days
9%
92 Moderate
Climate Risk
100 Very High
🌪💨
Top Hazards
🔥🌊🌡
▲+3.0°F
2050 Outlook
▲+2.7°F
21 days
Heat Days >95°F
162 days
▲+3.0°F
2050 Outlook
▲+2.7°F
21 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Tennessee and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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