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Cost of Living Comparison 2026

๐Ÿ“ Moscow, ID โ€” ZIP-level rent data ยท COL adjusted from Spokane, WA area

$

Numbers update automatically as you type

You'd spend $887/month more in Austin, TX

$150.0K in your current city equals $160.6K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 11.8%
More expensive
Monthly Impact
$887
Extra cost
Annual Impact
$10.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moscow, ID

Population:26K
Cost Index:100
Median Home:$462K

Austin, TX

Population:979K
Cost Index:112
Median Home:$558K

Moscow, ID

The Gem State

26K
Population
State Tax
Yes

Located in Idaho, this city has a population of 26K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Moscow, ID vs Austin, TX

๐Ÿ Housing
โ†‘ 42.9%
Moscow, ID
$2,018
Austin, TX
$2,885
Difference
$866
more
๐Ÿš—Transportation
โ†“ 30.3%
Moscow, ID
$1,841
Austin, TX
$1,284
Difference
$557
less
๐Ÿ“ฆOther
โ†‘ 16.6%
Moscow, ID
$1,493
Austin, TX
$1,741
Difference
$248
more
๐ŸฅHealthcare
โ†“ 27.5%
Moscow, ID
$811
Austin, TX
$589
Difference
$223
less
๐Ÿ›’Groceries
โ†“ 9.7%
Moscow, ID
$1,063
Austin, TX
$959
Difference
$103
less
โšกAll Utilities
โ†‘ 14.3%
Moscow, ID
$473
Austin, TX
$541
Difference
$67.48
more

๐Ÿ Rent Comparison

Studio
From$668
To$1,585
โ†‘ $917
1 Bed
From$717
To$1,685
โ†‘ $968
2 Bed
From$841
To$1,995
โ†‘ $1,154
3 Bed
From$1,170
To$2,525
โ†‘ $1,355
Moscow, IDZIP-level data

1BR range: $870โ€“$870/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,700
Monthly in Moscow, ID
$7,998
Monthly in Austin, TX
$299
Difference

Home Values

Moscow
Austin
$462K
Median Value
$558K
โ†‘ +1.4%
YoY Change
โ†“ -5%
โ†‘ +37.1%
5-Year Change
โ†‘ +12.6%
$462K
Price Range
$272K - $1.26M

Homes in Austin are 21% more expensive than Moscow

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $16.2K
Per year
Monthly Difference
$1,353
More take-home
Effective Rate Diff
10.8%
Rate difference

Moscow, ID

Federal Income Tax
Effective: 18.9%
$25.5K
Idaho State Tax
Effective: 10.8%
$16.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.5%
$53.3K
Take-Home Pay
$8,062/month
$96.7K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Moscow, ID Tax Rates

Sales Tax:6.3%
Property Tax:0.7%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Moscow
Austin
38 Good
Air Quality
52 Moderate
76.5%
Good Air Days
42.6%
90 Moderate
Climate Risk
98 High
๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
23 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
23 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Idaho and Texas on TaxTakeHome.com

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