Is St. Louis, MO cheaper than Moscow, ID?

Based on cost of living data, St. Louis, MO is 5.5% cheaper than Moscow, ID. This translates to saving $416 per month.

What salary do I need in St. Louis, MO to live like I do in Moscow, ID?

If you earn $150,000 in Moscow, ID, you'd need approximately $145,008.553 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Moscow, ID and St. Louis, MO?

Housing in St. Louis, MO is 7.3% cheaper than in Moscow, ID. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $841/month in Moscow, ID.

How much can I save per month by moving from Moscow, ID to St. Louis, MO?

Moving from Moscow, ID to St. Louis, MO could save you approximately $416 per month, or $4991 per year, based on a $150,000 salary.

Moscow, ID vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Moscow, ID — ZIP-level rent data · COL adjusted from Spokane, WA area

Current salary in Moscow, ID

Numbers update automatically as you type

You'd save $416/month moving to St. Louis, MO

$150.0K in your current city equals $145.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.5%

Less expensive

Monthly Impact

$416

Savings

Annual Impact

$5.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moscow, ID

Population:26K

Cost Index:100

Median Home:$462K

St. Louis, MO

Population:302K

Cost Index:94

Median Home:$145K

Moscow, ID

The Gem State

26K

Population

State Tax

Yes

Located in Idaho, this city has a population of 26K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Moscow, ID vs St. Louis, MO

Category	Moscow, ID	St. Louis, MO	Difference	Change
🚗Transportation	$1,841/mo	$1,216/mo	↓ $625less	34.0%
🏥Healthcare	$811/mo	$527/mo	↓ $285less	35.1%
🏠Housing	$2,018/mo	$1,871/mo	↓ $147less	7.3%
📦Other	$1,493/mo	$1,607/mo	↑ $114more	7.6%
🛒Groceries	$1,063/mo	$949/mo	↓ $113less	10.7%
⚡All Utilities	$473/mo	$535/mo	↑ $62.02more	13.1%

🚗Transportation

↓ 34.0%

Moscow, ID

$1,841

St. Louis, MO

$1,216

Difference

$625

less

🏥Healthcare

↓ 35.1%

Moscow, ID

$811

St. Louis, MO

$527

Difference

$285

less

🏠Housing

↓ 7.3%

Moscow, ID

$2,018

St. Louis, MO

$1,871

Difference

$147

less

📦Other

↑ 7.6%

Moscow, ID

$1,493

St. Louis, MO

$1,607

Difference

$114

🛒Groceries

↓ 10.7%

Moscow, ID

$1,063

St. Louis, MO

$949

Difference

$113

less

⚡All Utilities

↑ 13.1%

Moscow, ID

$473

St. Louis, MO

$535

Difference

$62.02

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Moscow, ID has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$668

To$910

↑ $242

1 Bed

From$717

To$950

↑ $233

2 Bed

From$841

To$1,160

↑ $319

3 Bed

From$1,170

To$1,490

↑ $320

Moscow, IDZIP-level data

1BR range: $870–$870/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,700

Monthly in Moscow, ID

$6,705

Monthly in St. Louis, MO

$995

Difference

Home Values

Moscow

St. Louis

$462K

Median Value

$145K

↑ +1.4%

YoY Change

↓ -0.8%

↑ +37.1%

5-Year Change

↑ +10.9%

$462K

Price Range

$38K - $302K

Homes in St. Louis are 69% less expensive than Moscow

Calculate payment - Moscow Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.3K

Per year

Monthly Difference

$693

More take-home

Effective Rate Diff

5.5%

Rate difference

Moscow, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Moscow, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.