Moses Lake, WA vs Roseburg, OR: Cost of Living

Which city costs less?

Roseburg, OR has a modeled overall cost index 3.7% lower than Moses Lake, WA.

Moses Lake, WA · modeled 2BR rent: $1,260 / month
Roseburg, OR · modeled 2BR rent: $1,270 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Moses Lake, WA and Roseburg, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Moses Lake, WA

Numbers update automatically as you type

Estimated savings: $481/month in Roseburg, OR

$150,000 in your current city has a modeled equivalent of $144,226 in Roseburg, OR

Regional cost estimates: Moses Lake, WA uses Spokane, WA. Roseburg, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 3.7%

Less expensive

Monthly Impact

$481

Savings

Annual Impact

$5.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Moses Lake, WA

Population:26K

Cost Index:

94.6

100 = national average

Typical Home:$359K

Roseburg, OR

Population:24K

Cost Index:

91.1

100 = national average

Typical Home:$314K

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Moses Lake, WA

The Evergreen State

26K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 26K residents.

💡 Advantage: Washington has no state income tax!

Roseburg, OR

The Beaver State

24K

Population

State Tax

Yes

Located in Oregon, this city has a population of 24K residents.

Cost Breakdown by Category

Estimated monthly spending: Moses Lake, WA vs Roseburg, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Moses Lake, WA	Roseburg, OR	Difference	Change
Housing	$1,974/mo	$2,825/mo	↑ $852more	43.1%
Transportation	$1,800/mo	$1,149/mo	↓ $652less	36.2%
Healthcare	$783/mo	$529/mo	↓ $255less	32.5%
Other	$1,460/mo	$1,285/mo	↓ $175less	12.0%
Groceries	$1,026/mo	$853/mo	↓ $173less	16.9%
All Utilities	$457/mo	$379/mo	↓ $77.95less	17.1%

Housing

↑ 43.1%

Moses Lake, WA

$1,974

Roseburg, OR

$2,825

Difference

$852

Transportation

↓ 36.2%

Moses Lake, WA

$1,800

Roseburg, OR

$1,149

Difference

$652

less

Healthcare

↓ 32.5%

Moses Lake, WA

$783

Roseburg, OR

$529

Difference

$255

less

Other

↓ 12.0%

Moses Lake, WA

$1,460

Roseburg, OR

$1,285

Difference

$175

less

Groceries

↓ 16.9%

Moses Lake, WA

$1,026

Roseburg, OR

$853

Difference

$173

less

All Utilities

↓ 17.1%

Moses Lake, WA

$457

Roseburg, OR

$379

Difference

$77.95

less

🏠Rent Comparison

Studio

From$950

To$880

↓ $70.00

1 Bed

From$960

To$970

↑ $10.00

2 Bed

From$1,260

To$1,270

↑ $10.00

3 Bed

From$1,750

To$1,770

↑ $20.00

Moses Lake, WAZIP-level data

1BR range: $960–$960/mo

Roseburg, ORZIP-level data

1BR range: $970–$970/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Moses Lake, WA

$7,019

Monthly in Roseburg, OR

$481

Difference

Home Values

Moses Lake

Roseburg

$359K

Median Value

$314K

↑ +0.6%

YoY Change

↑ +0.1%

↑ +35.6%

5-Year Change

↑ +30.6%

Homes in Roseburg are 13% less expensive than Moses Lake

Calculate payment - Moses Lake Calculate payment - Roseburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $15.5K

More taxes

Monthly Difference

$1,293

Less take-home

Effective Rate Diff

10.3%

Rate difference

Moses Lake, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Roseburg, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Moses Lake, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Roseburg, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Moses Lake

Roseburg

38 Good

Air Quality

35 Good

76.5%

Good Air Days

85%

90 Moderate

Climate Risk

98 High

💨

Top Hazards

🌊🌡🫨

▲+3.0°F

2050 Outlook

▲+2.5°F

23 days

Heat Days >95°F

9 days

▲+3.0°F

2050 Outlook

▲+2.5°F

23 days

Heat Days >95°F

9 days

Before moving from Moses Lake, WA to Roseburg, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Roseburg, OR for the same bedroom count and included utilities as your home in Moses Lake, WA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Moses Lake to Roseburg moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Roseburg, OR by cost, housing, population and region.

Frequently Asked Questions: Moses Lake, WA vs Roseburg, OR

How do the cost estimates for Moses Lake, WA and Roseburg, OR compare?

Roseburg, OR has a modeled overall cost index 3.7% lower than Moses Lake, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Moses Lake, WA, the model estimates $144,226 in Roseburg, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Moses Lake, WA and Roseburg, OR?

The modeled two-bedroom rents are $1,260/month in Moses Lake, WA and $1,270/month in Roseburg, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Washington and Oregon on TaxTakeHome.com