Mount Carmel, TN vs Barnesville, GA: Cost of Living

Which city costs less?

Barnesville, GA has a modeled overall cost index 17.4% higher than Mount Carmel, TN.

Mount Carmel, TN · modeled 2BR rent: $980 / month
Barnesville, GA · modeled 2BR rent: $990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mount Carmel, TN and Barnesville, GA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Mount Carmel, TN

Numbers update automatically as you type

Estimated extra cost: $1,085/month in Barnesville, GA

$150,000 in your current city has a modeled equivalent of $163,017 in Barnesville, GA

Regional cost estimates: Mount Carmel, TN uses Winston-Salem, NC. Barnesville, GA uses Atlanta, GA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 17.4%

More expensive

Monthly Impact

$1,085

Extra cost

Annual Impact

$13.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Carmel, TN

Population:6K

Cost Index:

79.0

100 = national average

Typical Home:$254K

Barnesville, GA

Population:6K

Cost Index:

92.7

100 = national average

Typical Home:$250K

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Mount Carmel, TN

The Volunteer State

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 6K residents.

💡 Advantage: Tennessee has no state income tax!

Barnesville, GA

The Peach State

Population

State Tax

Yes

Located in Georgia, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Carmel, TN vs Barnesville, GA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Mount Carmel, TN	Barnesville, GA	Difference	Change
Housing	$2,084/mo	$2,530/mo	↑ $446more	21.4%
Other	$1,710/mo	$2,062/mo	↑ $352more	20.6%
Transportation	$1,306/mo	$1,551/mo	↑ $244more	18.7%
All Utilities	$599/mo	$670/mo	↑ $70.71more	11.8%
Healthcare	$693/mo	$674/mo	↓ $19.26less	2.8%
Groceries	$1,107/mo	$1,099/mo	↓ $8.10less	0.7%

Housing

↑ 21.4%

Mount Carmel, TN

$2,084

Barnesville, GA

$2,530

Difference

$446

Other

↑ 20.6%

Mount Carmel, TN

$1,710

Barnesville, GA

$2,062

Difference

$352

Transportation

↑ 18.7%

Mount Carmel, TN

$1,306

Barnesville, GA

$1,551

Difference

$244

All Utilities

↑ 11.8%

Mount Carmel, TN

$599

Barnesville, GA

$670

Difference

$70.71

Healthcare

↓ 2.8%

Mount Carmel, TN

$693

Barnesville, GA

$674

Difference

$19.26

less

Groceries

↓ 0.7%

Mount Carmel, TN

$1,107

Barnesville, GA

$1,099

Difference

$8.10

less

🏠Rent Comparison

Studio

From$680

To$810

↑ $130

1 Bed

From$770

To$860

↑ $90.00

2 Bed

From$980

To$990

↑ $10.00

3 Bed

From$1,260

To$1,350

↑ $90.00

Mount Carmel, TNZIP-level data

1BR range: $770–$770/mo

Barnesville, GAZIP-level data

1BR range: $860–$860/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Mount Carmel, TN

$8,585

Monthly in Barnesville, GA

$1,085

Difference

Home Values

Mount Carmel

Barnesville

$254K

Median Value

$250K

↑ +4.3%

YoY Change

↑ +0.6%

↑ +62.4%

5-Year Change

↑ +47.6%

Homes in Barnesville are 2% less expensive than Mount Carmel

Calculate payment - Mount Carmel Calculate payment - Barnesville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $8.5K

More taxes

Monthly Difference

$704

Less take-home

Effective Rate Diff

5.6%

Rate difference

Mount Carmel, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Barnesville, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Additional Tax Information

Mount Carmel, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Barnesville, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Carmel

Barnesville

47 Good

Air Quality

50 Good

57.4%

Good Air Days

50.8%

92 Moderate

Climate Risk

96 High

🌊🌪💨

Top Hazards

🌊🌪💨

▲+2.8°F

2050 Outlook

▲+2.7°F

30 days

Heat Days >95°F

28 days

▲+2.8°F

2050 Outlook

▲+2.7°F

30 days

Heat Days >95°F

28 days

Before moving from Mount Carmel, TN to Barnesville, GA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Barnesville, GA for the same bedroom count and included utilities as your home in Mount Carmel, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Carmel to Barnesville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Barnesville, GA by cost, housing, population and region.

Frequently Asked Questions: Mount Carmel, TN vs Barnesville, GA

How do the cost estimates for Mount Carmel, TN and Barnesville, GA compare?

Barnesville, GA has a modeled overall cost index 17.4% higher than Mount Carmel, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Carmel, TN, the model estimates $163,017 in Barnesville, GA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Carmel, TN and Barnesville, GA?

The modeled two-bedroom rents are $980/month in Mount Carmel, TN and $990/month in Barnesville, GA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Tennessee and Georgia on TaxTakeHome.com

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