Mount Gilead, OH vs Story City, IA: Cost of Living

Which city costs less?

Story City, IA has a modeled overall cost index 2.6% higher than Mount Gilead, OH.

Mount Gilead, OH · modeled 2BR rent
$1,120 / month
Story City, IA · modeled 2BR rent
$1,040 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mount Gilead, OH and Story City, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $130/month in Story City, IA

$150,000 in your current city has a modeled equivalent of $151,558 in Story City, IA

Regional cost estimates: Mount Gilead, OH uses Columbus, OH. Story City, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.6%
More expensive
Monthly Impact
$130
Extra cost
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Gilead, OH

Population:4K
Cost Index:
80.3
100 = national average
Typical Home:$248K

Story City, IA

Population:3K
Cost Index:
82.3
100 = national average
Typical Home:$268K

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Mount Gilead, OH

The Buckeye State

4K
Population
State Tax
Yes

Located in Ohio, this city has a population of 4K residents.

Story City, IA

The Hawkeye State

3K
Population
State Tax
Yes

Located in Iowa, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Gilead, OH vs Story City, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 5.9%
Mount Gilead, OH
$1,685
Story City, IA
$1,783
Difference
$98.76
more
Transportation
↓ 6.7%
Mount Gilead, OH
$1,478
Story City, IA
$1,379
Difference
$98.66
less
Healthcare
↑ 13.7%
Mount Gilead, OH
$696
Story City, IA
$791
Difference
$95.09
more
Housing
↑ 3.9%
Mount Gilead, OH
$1,999
Story City, IA
$2,076
Difference
$77.02
more
Groceries
↓ 5.0%
Mount Gilead, OH
$1,110
Story City, IA
$1,055
Difference
$55.47
less
All Utilities
↑ 2.5%
Mount Gilead, OH
$532
Story City, IA
$545
Difference
$13.09
more

🏠Rent Comparison

Studio
From$870
To$870
→ $0
1 Bed
From$930
To$920
↓ $10.00
2 Bed
From$1,120
To$1,040
↓ $80.00
3 Bed
From$1,340
To$1,430
↑ $90.00
Mount Gilead, OHZIP-level data

1BR range: $930–$930/mo

Story City, IAZIP-level data

1BR range: $920–$920/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mount Gilead, OH
$7,630
Monthly in Story City, IA
$130
Difference

Home Values

Mount Gilead
Story City
$248K
Median Value
$268K
↑ +2%
YoY Change
↑ +4.8%
↑ +21.3%
5-Year Change
↑ +35.5%

Homes in Story City are 8% more expensive than Mount Gilead

Calculate payment - Mount GileadCalculate payment - Story City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.3K
More taxes
Monthly Difference
$523
Less take-home
Effective Rate Diff
4.2%
Rate difference

Mount Gilead, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Story City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Mount Gilead, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Story City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Gilead
Story City
53 Moderate
Air Quality
45 Good
41.3%
Good Air Days
67.5%
98 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡☀🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
25 days
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
25 days

Before moving from Mount Gilead, OH to Story City, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Story City, IA for the same bedroom count and included utilities as your home in Mount Gilead, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Gilead to Story City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Story City, IA by cost, housing, population and region.

Frequently Asked Questions: Mount Gilead, OH vs Story City, IA

How do the cost estimates for Mount Gilead, OH and Story City, IA compare?

Story City, IA has a modeled overall cost index 2.6% higher than Mount Gilead, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Gilead, OH, the model estimates $151,558 in Story City, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Gilead, OH and Story City, IA?

The modeled two-bedroom rents are $1,120/month in Mount Gilead, OH and $1,040/month in Story City, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Iowa on TaxTakeHome.com

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