Is Charlotte, NC cheaper than Mount Juliet, TN?

Based on cost of living data, Charlotte, NC is 0.2% more expensive than Mount Juliet, TN. The two cities have very similar living costs.

What salary do I need in Charlotte, NC to live like I do in Mount Juliet, TN?

If you earn $150,000 in Mount Juliet, TN, you'd need approximately $150,195.733 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Mount Juliet, TN and Charlotte, NC?

Housing in Charlotte, NC is 10.1% more expensive than in Mount Juliet, TN. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,757/month in Mount Juliet, TN.

How much can I save per month by moving from Mount Juliet, TN to Charlotte, NC?

Mount Juliet, TN and Charlotte, NC have very similar costs of living, based on a $150,000 salary.

Mount Juliet, TN vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Mount Juliet, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Mount Juliet, TN

Numbers update automatically as you type

You'd spend $16.31/month more in Charlotte, NC

$150.0K in your current city equals $150.2K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↑ 0.2%

More expensive

Monthly Impact

$16.31

Extra cost

Annual Impact

$196

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mount Juliet, TN

Population:43K

Cost Index:100

Median Home:$559K

Charlotte, NC

Population:875K

Cost Index:100

Median Home:$399K

Mount Juliet, TN

The Volunteer State

43K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 43K residents.

💡 Advantage: Tennessee has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Mount Juliet, TN vs Charlotte, NC

Category	Mount Juliet, TN	Charlotte, NC	Difference	Change
🏠Housing	$2,242/mo	$2,469/mo	↑ $227more	10.1%
📦Other	$1,825/mo	$1,707/mo	↓ $117less	6.4%
🛒Groceries	$920/mo	$989/mo	↑ $69.03more	7.5%
🏥Healthcare	$589/mo	$638/mo	↑ $49.57more	8.4%
⚡All Utilities	$503/mo	$519/mo	↑ $15.89more	3.2%
🚗Transportation	$1,207/mo	$1,202/mo	↓ $4.54less	0.4%

🏠Housing

↑ 10.1%

Mount Juliet, TN

$2,242

Charlotte, NC

$2,469

Difference

$227

📦Other

↓ 6.4%

Mount Juliet, TN

$1,825

Charlotte, NC

$1,707

Difference

$117

less

🛒Groceries

↑ 7.5%

Mount Juliet, TN

$920

Charlotte, NC

$989

Difference

$69.03

🏥Healthcare

↑ 8.4%

Mount Juliet, TN

$589

Charlotte, NC

$638

Difference

$49.57

⚡All Utilities

↑ 3.2%

Mount Juliet, TN

$503

Charlotte, NC

$519

Difference

$15.89

🚗Transportation

↓ 0.4%

Mount Juliet, TN

$1,207

Charlotte, NC

$1,202

Difference

$4.54

less

🏠Rent Comparison

Studio

From$1,534

To$1,630

↑ $96.00

1 Bed

From$1,605

To$1,710

↑ $105

2 Bed

From$1,757

To$1,870

↑ $113

3 Bed

From$2,244

To$2,300

↑ $56.00

Mount Juliet, TNZIP-level data

1BR range: $2,010–$2,010/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,285

Monthly in Mount Juliet, TN

$7,525

Monthly in Charlotte, NC

$240

Difference

Home Values

Mount Juliet

Charlotte

$559K

Median Value

$399K

↑ +0.8%

YoY Change

↓ -1.1%

↑ +43.9%

5-Year Change

↑ +40.8%

$559K

Price Range

$293K - $1.57M

Homes in Charlotte are 29% less expensive than Mount Juliet

Calculate payment - Mount Juliet Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Mount Juliet, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Mount Juliet, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.