Mount Kisco, NY vs Chestnut Ridge, NY: Cost of Living

Which city costs less?

Chestnut Ridge, NY has a modeled overall cost index 12.1% lower than Mount Kisco, NY.

Mount Kisco, NY · modeled 2BR rent: $2,850 / month
Chestnut Ridge, NY · modeled 2BR rent: $2,540 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mount Kisco, NY and Chestnut Ridge, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Mount Kisco, NY

Numbers update automatically as you type

Estimated savings: $946/month in Chestnut Ridge, NY

$150,000 in your current city has a modeled equivalent of $138,654 in Chestnut Ridge, NY

Regional cost estimates: Mount Kisco, NY uses Jersey City, NJ. Chestnut Ridge, NY uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 12.1%

Less expensive

Monthly Impact

$946

Savings

Annual Impact

$11.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Kisco, NY

Population:11K

Cost Index:

113.9

100 = national average

Typical Home:$893K

Chestnut Ridge, NY

Population:11K

Cost Index:

100.0

100 = national average

Typical Home:$855K

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Mount Kisco, NY

The Empire State

11K

Population

State Tax

Yes

Located in New York, this city has a population of 11K residents.

Chestnut Ridge, NY

The Empire State

11K

Population

State Tax

Yes

Located in New York, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Kisco, NY vs Chestnut Ridge, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Mount Kisco, NY	Chestnut Ridge, NY	Difference	Change
Housing	$2,650/mo	$1,640/mo	↓ $1,011less	38.1%
Other	$1,605/mo	$1,632/mo	↑ $27.11more	1.7%
Transportation	$1,266/mo	$1,288/mo	↑ $21.39more	1.7%
Groceries	$913/mo	$920/mo	↑ $7.67more	0.8%
Healthcare	$571/mo	$576/mo	↑ $4.80more	0.8%
All Utilities	$494/mo	$499/mo	↑ $4.16more	0.8%

Housing

↓ 38.1%

Mount Kisco, NY

$2,650

Chestnut Ridge, NY

$1,640

Difference

$1,011

less

Other

↑ 1.7%

Mount Kisco, NY

$1,605

Chestnut Ridge, NY

$1,632

Difference

$27.11

Transportation

↑ 1.7%

Mount Kisco, NY

$1,266

Chestnut Ridge, NY

$1,288

Difference

$21.39

Groceries

↑ 0.8%

Mount Kisco, NY

$913

Chestnut Ridge, NY

$920

Difference

$7.67

Healthcare

↑ 0.8%

Mount Kisco, NY

$571

Chestnut Ridge, NY

$576

Difference

$4.80

All Utilities

↑ 0.8%

Mount Kisco, NY

$494

Chestnut Ridge, NY

$499

Difference

$4.16

🏠Rent Comparison

Studio

From$2,480

To$2,210

↓ $270

1 Bed

From$2,600

To$2,320

↓ $280

2 Bed

From$2,850

To$2,540

↓ $310

3 Bed

From$3,570

To$3,180

↓ $390

Mount Kisco, NYZIP-level data

1BR range: $2,600–$2,600/mo

Chestnut Ridge, NYZIP-level data

1BR range: $2,320–$2,320/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Mount Kisco, NY

$6,554

Monthly in Chestnut Ridge, NY

$946

Difference

Home Values

Mount Kisco

Chestnut Ridge

$893K

Median Value

$855K

↑ +8.1%

YoY Change

↑ +3.8%

↑ +45.9%

5-Year Change

↑ +63.3%

Homes in Chestnut Ridge are 4% less expensive than Mount Kisco

Calculate payment - Mount Kisco Calculate payment - Chestnut Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Mount Kisco, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Chestnut Ridge, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Mount Kisco, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Chestnut Ridge, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Kisco

Chestnut Ridge

41 Good

Air Quality

N/A

71.3%

Good Air Days

97 High

Climate Risk

98 High

🌊🌅🌡

Top Hazards

🌊🌡🌪

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

15 days

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

15 days

Before moving from Mount Kisco, NY to Chestnut Ridge, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Chestnut Ridge, NY for the same bedroom count and included utilities as your home in Mount Kisco, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Kisco to Chestnut Ridge moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chestnut Ridge, NY by cost, housing, population and region.

Frequently Asked Questions: Mount Kisco, NY vs Chestnut Ridge, NY

How do the cost estimates for Mount Kisco, NY and Chestnut Ridge, NY compare?

Chestnut Ridge, NY has a modeled overall cost index 12.1% lower than Mount Kisco, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Kisco, NY, the model estimates $138,654 in Chestnut Ridge, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Kisco, NY and Chestnut Ridge, NY?

The modeled two-bedroom rents are $2,850/month in Mount Kisco, NY and $2,540/month in Chestnut Ridge, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.