Mount Morris, IL vs Carrollton, IL: Cost of Living

Which city costs less?

Carrollton, IL has a modeled overall cost index 11.8% lower than Mount Morris, IL.

Mount Morris, IL · modeled 2BR rent: $1,120 / month
Carrollton, IL · modeled 2BR rent: $1,090 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Mount Morris, IL and Carrollton, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Mount Morris, IL

Numbers update automatically as you type

Estimated savings: $936/month in Carrollton, IL

$150,000 in your current city has a modeled equivalent of $138,773 in Carrollton, IL

Regional cost estimates: Mount Morris, IL uses Madison, WI. Carrollton, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.8%

Less expensive

Monthly Impact

$936

Savings

Annual Impact

$11.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Morris, IL

Population:3K

Cost Index:

90.2

100 = national average

Typical Home:$145K

Carrollton, IL

Population:2K

Cost Index:

79.6

100 = national average

Typical Home:$142K

Planning the move to Carrollton?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Mount Morris, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 3K residents.

Carrollton, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Morris, IL vs Carrollton, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Mount Morris, IL	Carrollton, IL	Difference	Change
Housing	$2,314/mo	$1,672/mo	↓ $642less	27.7%
Healthcare	$724/mo	$547/mo	↓ $177less	24.4%
Transportation	$1,313/mo	$1,207/mo	↓ $106less	8.1%
Other	$1,672/mo	$1,596/mo	↓ $75.91less	4.5%
All Utilities	$512/mo	$556/mo	↑ $44.48more	8.7%
Groceries	$966/mo	$986/mo	↑ $20.04more	2.1%

Housing

↓ 27.7%

Mount Morris, IL

$2,314

Carrollton, IL

$1,672

Difference

$642

less

Healthcare

↓ 24.4%

Mount Morris, IL

$724

Carrollton, IL

$547

Difference

$177

less

Transportation

↓ 8.1%

Mount Morris, IL

$1,313

Carrollton, IL

$1,207

Difference

$106

less

Other

↓ 4.5%

Mount Morris, IL

$1,672

Carrollton, IL

$1,596

Difference

$75.91

less

All Utilities

↑ 8.7%

Mount Morris, IL

$512

Carrollton, IL

$556

Difference

$44.48

Groceries

↑ 2.1%

Mount Morris, IL

$966

Carrollton, IL

$986

Difference

$20.04

🏠Rent Comparison

Studio

From$770

To$750

↓ $20.00

1 Bed

From$850

To$830

↓ $20.00

2 Bed

From$1,120

To$1,090

↓ $30.00

3 Bed

From$1,370

To$1,310

↓ $60.00

Mount Morris, ILZIP-level data

1BR range: $850–$850/mo

Carrollton, ILZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Mount Morris, IL

$6,564

Monthly in Carrollton, IL

$936

Difference

Home Values

Mount Morris

Carrollton

$145K

Median Value

$142K

↑ +11.1%

YoY Change

↑ +1.3%

↑ +44.5%

5-Year Change

↑ +16.6%

Homes in Carrollton are 2% less expensive than Mount Morris

Calculate payment - Mount Morris Calculate payment - Carrollton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Mount Morris, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Carrollton, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Mount Morris, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Carrollton, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Morris

Carrollton

42 Good

Air Quality

54 Moderate

72.1%

Good Air Days

38%

94 Moderate

Climate Risk

99 High

🌊🌪💨

Top Hazards

🌊🌡🫨

▲+3.4°F

2050 Outlook

▲+3.0°F

10 days

Heat Days >95°F

39 days

▲+3.4°F

2050 Outlook

▲+3.0°F

10 days

Heat Days >95°F

39 days

Before moving from Mount Morris, IL to Carrollton, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Carrollton, IL for the same bedroom count and included utilities as your home in Mount Morris, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Morris to Carrollton moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Carrollton, IL by cost, housing, population and region.

Frequently Asked Questions: Mount Morris, IL vs Carrollton, IL

How do the cost estimates for Mount Morris, IL and Carrollton, IL compare?

Carrollton, IL has a modeled overall cost index 11.8% lower than Mount Morris, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Morris, IL, the model estimates $138,773 in Carrollton, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Morris, IL and Carrollton, IL?

The modeled two-bedroom rents are $1,120/month in Mount Morris, IL and $1,090/month in Carrollton, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Mount Morris, IL on a $150.0K salary

Similar cost to Carrollton, IL

Other cities in a similar price range

San Antonio, TX Indianapolis, IN Columbus, OH

Want to compare different cities?

New Comparison