Mount Morris, IL vs North Baltimore, OH: Cost of Living

Which city costs less?

North Baltimore, OH has a modeled overall cost index 15.8% lower than Mount Morris, IL.

Mount Morris, IL · modeled 2BR rent: $1,120 / month
North Baltimore, OH · modeled 2BR rent: $1,050 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mount Morris, IL and North Baltimore, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Mount Morris, IL

Numbers update automatically as you type

Estimated savings: $1,128/month in North Baltimore, OH

$150,000 in your current city has a modeled equivalent of $136,463 in North Baltimore, OH

Regional cost estimates: Mount Morris, IL uses Madison, WI. North Baltimore, OH uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 15.8%

Less expensive

Monthly Impact

$1,128

Savings

Annual Impact

$13.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Morris, IL

Population:3K

Cost Index:

90.2

100 = national average

Typical Home:$145K

North Baltimore, OH

Population:3K

Cost Index:

76.0

100 = national average

Typical Home:$136K

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Mount Morris, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 3K residents.

North Baltimore, OH

The Buckeye State

Population

State Tax

Yes

Located in Ohio, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Morris, IL vs North Baltimore, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Mount Morris, IL	North Baltimore, OH	Difference	Change
Housing	$2,314/mo	$1,627/mo	↓ $687less	29.7%
Other	$1,672/mo	$1,481/mo	↓ $191less	11.4%
Transportation	$1,313/mo	$1,181/mo	↓ $132less	10.1%
Healthcare	$724/mo	$605/mo	↓ $118less	16.4%
Groceries	$966/mo	$955/mo	↓ $10.67less	1.1%
All Utilities	$512/mo	$522/mo	↑ $10.67more	2.1%

Housing

↓ 29.7%

Mount Morris, IL

$2,314

North Baltimore, OH

$1,627

Difference

$687

less

Other

↓ 11.4%

Mount Morris, IL

$1,672

North Baltimore, OH

$1,481

Difference

$191

less

Transportation

↓ 10.1%

Mount Morris, IL

$1,313

North Baltimore, OH

$1,181

Difference

$132

less

Healthcare

↓ 16.4%

Mount Morris, IL

$724

North Baltimore, OH

$605

Difference

$118

less

Groceries

↓ 1.1%

Mount Morris, IL

$966

North Baltimore, OH

$955

Difference

$10.67

less

All Utilities

↑ 2.1%

Mount Morris, IL

$512

North Baltimore, OH

$522

Difference

$10.67

🏠Rent Comparison

Studio

From$770

To$750

↓ $20.00

1 Bed

From$850

To$800

↓ $50.00

2 Bed

From$1,120

To$1,050

↓ $70.00

3 Bed

From$1,370

To$1,350

↓ $20.00

Mount Morris, ILZIP-level data

1BR range: $850–$850/mo

North Baltimore, OHZIP-level data

1BR range: $800–$800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Mount Morris, IL

$6,372

Monthly in North Baltimore, OH

$1,128

Difference

Home Values

Mount Morris

North Baltimore

$145K

Median Value

$136K

↑ +11.1%

YoY Change

↓ -12.6%

↑ +44.5%

5-Year Change

↓ -11.7%

Homes in North Baltimore are 6% less expensive than Mount Morris

Calculate payment - Mount Morris Calculate payment - North Baltimore

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.0K

Per year

Monthly Difference

$250

More take-home

Effective Rate Diff

2.0%

Rate difference

Mount Morris, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

North Baltimore, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Mount Morris, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

North Baltimore, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Morris

North Baltimore

42 Good

Air Quality

45 Good

72.1%

Good Air Days

62.6%

94 Moderate

Climate Risk

91 Moderate

🌊🌪💨

Top Hazards

🌊🌪💨

▲+3.4°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

17 days

▲+3.4°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

17 days

Before moving from Mount Morris, IL to North Baltimore, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in North Baltimore, OH for the same bedroom count and included utilities as your home in Mount Morris, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Morris to North Baltimore moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Baltimore, OH by cost, housing, population and region.

Frequently Asked Questions: Mount Morris, IL vs North Baltimore, OH

How do the cost estimates for Mount Morris, IL and North Baltimore, OH compare?

North Baltimore, OH has a modeled overall cost index 15.8% lower than Mount Morris, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Morris, IL, the model estimates $136,463 in North Baltimore, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Morris, IL and North Baltimore, OH?

The modeled two-bedroom rents are $1,120/month in Mount Morris, IL and $1,050/month in North Baltimore, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Ohio on TaxTakeHome.com

Where your money goes further

Cities cheaper than Mount Morris, IL on a $150.0K salary

Similar cost to North Baltimore, OH

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